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Get Cheap Car Insurance in Enfield, CT
We monitor insurance prices, helping the average driver in Enfield save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Enfield
The chart below shows the cheapest car insurance company in Enfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Enfield Insurer | Monthly Cost |
|---|---|
| Kemper | $70 |
| State Farm | $80 |
| Safeco Insurance | $81 |
| Travelers | $81 |
Savings for Every Kind of Enfield Driver
Based on our extensive insurance data, we know the average Enfield driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $574 per year by choosing the right vehicle insurance company. Some Enfield residents are paying out over $1,960 extra every year for auto insurance in Enfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Enfield, CT Savings / Yr. |
|---|---|
$574 |
|
$796 |
|
$553 |
|
$924 |
|
$2,173 |
|
$521 |
|
$875 |
Enfield Car Insurance vs. Connecticut
People living in Enfield pay an average of 1.28% more than the typical driver in the state. The average driver in Enfield can expect to pay about $1,342 per year, or $1,960 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Enfield for most people.
Car Insurance Prices by Enfield Neighborhood
Insurance Prices
Where is insurance cheapest within Enfield?
The map shows insurance prices in and around Enfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $459 per year within the city boundaries, with insurance premiums ranging from a high of $2,290 to a low of $1,831. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Enfield.Pick the Best Car Insurance Company for You in Enfield
The best car insurance provider for most drivers in Enfield
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $574 over the average Enfield car insurance company.
The best car insurance provider for Enfield drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $796 over the competition.
The best car insurance company for Enfield drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $553 better than other car insurance companies.
The best auto insurance for Enfield drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $924 less each year.
The least expensive car insurance company for new and young drivers in Enfield
In Enfield, State Farm costs young drivers $2,173 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Enfield
State Farm gave the largest car insurance discounts to married couples, averaging $521 saved each year compared to an average Enfield couple's premiums.
The cheapest car insurance in Enfield for drivers with bad credit
The best Enfield car insurance company for customer service
Recent price drops
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The cheapest large national provider in Enfield
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Enfield driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Enfield, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Enfield
What Influences the Cost of Car Insurance in Enfield?
On average, car insurance in Enfield is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Connecticut state insurance regulations may require higher prices.
- An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Enfield are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Enfield is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Enfield is $112 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Thompsonville: Insurance costs 5.71% more
- Southwood Acres: Insurance costs 2.65% less
- Longmeadow: Insurance costs 20.20% less
- Somersville: Insurance costs 3.93% less
- Suffield: Insurance costs 0.10% more
- Somers: Insurance costs 0.41% less
- East Longmeadow: Insurance costs 21.73% less
- Broad Brook: Insurance costs 4.34% less
- East Windsor: Insurance costs 1.89% less
- Windsor Locks: Insurance costs 2.55% more
Cities with Similar Populations
- Barberton: Insurance costs 43.06% less
- Ballenger Creek: Insurance costs 0.51% less
- Baldwin: Insurance costs 60.41% more
- Avon Lake: Insurance costs 44.54% less
- Ashland: Insurance costs 44.39% less
- New Albany: Insurance costs 40.71% less
- New Windsor: Insurance costs 29.59% more
- New Milford: Insurance costs 1.73% less
- New Castle: Insurance costs 38.98% less
- Mount Holly: Insurance costs 6.28% less