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Get Cheap Car Insurance in Elizabethtown, PA
We monitor insurance prices, helping the average driver in Elizabethtown save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Elizabethtown
The chart below shows the cheapest car insurance company in Elizabethtown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Elizabethtown Insurer | Monthly Cost |
|---|---|
| Kemper | $47 |
| Metromile | $47 |
| Travelers | $48 |
| State Farm | $50 |
Savings for Every Kind of Elizabethtown Driver
Based on our extensive insurance data, we know the average Elizabethtown driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $359 per year by choosing the right vehicle insurance company. Some Elizabethtown residents are paying out over $1,280 extra every year for auto insurance in Elizabethtown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Elizabethtown, PA Savings / Yr. |
|---|---|
$359 |
|
$636 |
|
$486 |
|
$579 |
|
$1,483 |
|
$257 |
|
$459 |
Elizabethtown Car Insurance vs. Pennsylvania
People living in Elizabethtown pay an average of 10.23% less than the typical driver in the state. The average driver in Elizabethtown can expect to pay about $794 per year, or $1,280 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Elizabethtown for most people.
Car Insurance Prices by Elizabethtown Neighborhood
Insurance Prices
Where is insurance cheapest within Elizabethtown?
The map shows insurance prices in and around Elizabethtown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $158 per year within the city boundaries, with insurance premiums ranging from a high of $1,398 to a low of $1,240. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Elizabethtown.Pick the Best Car Insurance Company for You in Elizabethtown
The best car insurance provider for most drivers in Elizabethtown
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $359 over the average Elizabethtown car insurance company.
The best car insurance provider for Elizabethtown drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $636 over the competition.
The best car insurance company for Elizabethtown drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $486 better than other car insurance companies.
The best auto insurance for Elizabethtown drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $579 less each year.
The least expensive car insurance company for new and young drivers in Elizabethtown
In Elizabethtown, Travelers costs young drivers $1,483 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Elizabethtown
State Farm gave the largest car insurance discounts to married couples, averaging $257 saved each year compared to an average Elizabethtown couple's premiums.
The cheapest car insurance in Elizabethtown for drivers with bad credit
The best Elizabethtown car insurance company for customer service
Nationwide was the best company for customer service in Elizabethtown according to the NAIC.
Recent price drops
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The cheapest large national provider in Elizabethtown
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Elizabethtown driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Elizabethtown, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Elizabethtown
What Influences the Cost of Car Insurance in Elizabethtown?
On average, car insurance in Elizabethtown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Elizabethtown is 27 minutes, which is far less than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 9 to 10 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Elizabethtown are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Elizabethtown is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Elizabethtown is $66 per month for minimum coverage and $107 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bellaire: Insurance costs 0.63% less
- Rheems: Insurance costs 0.16% less
- Milton Grove: Insurance costs 0.47% less
- Deodate: Insurance costs 1.41% less
- Stacktown: Insurance costs 0.39% more
- Bainbridge: Insurance costs 0.70% more
- Maytown: Insurance costs 0.86% more
- Falmouth: Insurance costs 0.16% more
- Lawn: Insurance costs 0.55% less
- Donegal Springs: Insurance costs 0.31% more
Cities with Similar Populations
- South Lake Tahoe: Insurance costs 48.59% more
- South Bradenton: Insurance costs 109.14% more
- Smithtown: Insurance costs 104.30% more
- Shelbyville: Insurance costs 65.23% more
- Seymour: Insurance costs 9.22% less
- Severna Park: Insurance costs 43.20% more
- Sequim: Insurance costs 3.59% more
- Agawam Town: Insurance costs 18.83% more
- Marshalltown: Insurance costs 1.88% less
- Marshall: Insurance costs 30.78% more