Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in South Bradenton, FL
We monitor insurance prices, helping the average driver in South Bradenton save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in South Bradenton
The chart below shows the cheapest car insurance company in South Bradenton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| South Bradenton Insurer | Monthly Cost |
|---|---|
| Geico | $128 |
| State Farm | $136 |
| Gainsco | $177 |
| Bristol West | $177 |
Savings for Every Kind of South Bradenton Driver
Based on our extensive insurance data, we know the average South Bradenton driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $783 per year by choosing the right vehicle insurance company. Some South Bradenton residents are paying out over $2,677 extra every year for auto insurance in South Bradenton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Bradenton, FL Savings / Yr. |
|---|---|
$783 |
|
$1,150 |
|
$885 |
|
$875 |
|
$2,781 |
|
$760 |
|
$1,107 |
South Bradenton Car Insurance vs. Florida
People living in South Bradenton pay an average of 1.33% more than the typical driver in the state. The average driver in South Bradenton can expect to pay about $2,444 per year, or $2,677 for full coverage.
Based on our analysis, Geico will be the cheapest provider in South Bradenton for most people.
Car Insurance Prices by South Bradenton Neighborhood
Insurance Prices
Where is insurance cheapest within South Bradenton?
The map shows insurance prices in and around South Bradenton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $585 per year within the city boundaries, with insurance premiums ranging from a high of $2,945 to a low of $2,360. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of South Bradenton.Pick the Best Car Insurance Company for You in South Bradenton
The best car insurance provider for most drivers in South Bradenton
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $783 over the average South Bradenton car insurance company.
The best car insurance provider for South Bradenton drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,150 over the competition.
The best car insurance company for South Bradenton drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $885 better than other car insurance companies.
The best auto insurance for South Bradenton drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $875 less each year.
The least expensive car insurance company for new and young drivers in South Bradenton
In South Bradenton, Geico costs young drivers $2,781 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Bradenton
Geico gave the largest car insurance discounts to married couples, averaging $760 saved each year compared to an average South Bradenton couple's premiums.
The cheapest car insurance in South Bradenton for drivers with bad credit
The best South Bradenton car insurance company for customer service
Allstate was the best company for customer service in South Bradenton according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in South Bradenton, which was better than other insurers.
The cheapest large national provider in South Bradenton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Bradenton driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Bradenton, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around South Bradenton
What Influences the Cost of Car Insurance in South Bradenton?
On average, car insurance in South Bradenton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Bradenton are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- South Bradenton is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Bradenton is $204 per month for minimum coverage and $223 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bayshore Gardens: Insurance costs 2.50% less
- West Bradenton: Insurance costs 6.39% less
- Bradenton: Insurance costs 4.63% less
- Memphis: Insurance costs 0.97% less
- Longboat Key: Insurance costs 1.72% less
- Palmetto: Insurance costs 3.29% less
- Ellenton: Insurance costs 4.63% less
- Bradenton Beach: Insurance costs 6.09% less
- Terra Ceia: Insurance costs 6.31% less
- North Sarasota: Insurance costs 0.15% less
Cities with Similar Populations
- Geneva: Insurance costs 45.24% less
- Tualatin: Insurance costs 40.16% less
- Terrell: Insurance costs 36.91% less
- Highland Park: Insurance costs 42.32% less
- Haymarket: Insurance costs 52.22% less
- Hackettstown: Insurance costs 33.88% less
- Gulf Breeze: Insurance costs 6.80% less
- Graham: Insurance costs 53.19% less
- Gloucester: Insurance costs 39.48% less
- Glen Cove: Insurance costs 2.54% more