Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Ellenton, FL
We monitor insurance prices, helping the average driver in Ellenton save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Ellenton
The chart below shows the cheapest car insurance company in Ellenton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Ellenton Insurer | Monthly Cost |
|---|---|
| Geico | $122 |
| State Farm | $129 |
| Gainsco | $169 |
| Bristol West | $169 |
Savings for Every Kind of Ellenton Driver
Based on our extensive insurance data, we know the average Ellenton driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $747 per year by choosing the right vehicle insurance company. Some Ellenton residents are paying out over $2,553 extra every year for auto insurance in Ellenton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ellenton, FL Savings / Yr. |
|---|---|
$747 |
|
$1,097 |
|
$844 |
|
$835 |
|
$2,653 |
|
$725 |
|
$1,056 |
Ellenton Car Insurance vs. Florida
People living in Ellenton pay an average of 3.37% less than the typical driver in the state. The average driver in Ellenton can expect to pay about $2,331 per year, or $2,553 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Ellenton for most people.
Car Insurance Prices by Ellenton Neighborhood
Insurance Prices
Where is insurance cheapest within Ellenton?
The map shows insurance prices in and around Ellenton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $321 per year within the city boundaries, with insurance premiums ranging from a high of $2,728 to a low of $2,407. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Ellenton.Pick the Best Car Insurance Company for You in Ellenton
The best car insurance provider for most drivers in Ellenton
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $747 over the average Ellenton car insurance company.
The best car insurance provider for Ellenton drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,097 over the competition.
The best car insurance company for Ellenton drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $844 better than other car insurance companies.
The best auto insurance for Ellenton drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $835 less each year.
The least expensive car insurance company for new and young drivers in Ellenton
In Ellenton, Geico costs young drivers $2,653 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ellenton
Geico gave the largest car insurance discounts to married couples, averaging $725 saved each year compared to an average Ellenton couple's premiums.
The cheapest car insurance in Ellenton for drivers with bad credit
The best Ellenton car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Ellenton, which was better than other insurers.
The cheapest large national provider in Ellenton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Ellenton driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ellenton, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Ellenton
What Influences the Cost of Car Insurance in Ellenton?
On average, car insurance in Ellenton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ellenton is 34 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ellenton are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Ellenton is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ellenton is $194 per month for minimum coverage and $213 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Palmetto: Insurance costs 1.41% more
- Memphis: Insurance costs 3.84% more
- Parrish: Insurance costs 2.62% less
- Gillett: Insurance costs 0.90% less
- Bradenton: Insurance costs the same
- Terra Ceia: Insurance costs 1.76% less
- South Bradenton: Insurance costs 4.86% more
- West Bradenton: Insurance costs 1.84% less
- Piney Point: Insurance costs the same
- Bayshore Gardens: Insurance costs 2.23% more
Cities with Similar Populations
- Boonsboro: Insurance costs 27.03% less
- Shiloh: Insurance costs 39.29% less
- Victor: Insurance costs 20.72% less
- California City: Insurance costs 18.53% less
- Brookside: Insurance costs 21.50% less
- Weston: Insurance costs 57.19% less
- White Hall: Insurance costs 32.20% less
- Boulder City: Insurance costs 12.89% less
- Boonton: Insurance costs 30.32% less
- South Charleston: Insurance costs 42.22% less