Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Newberry, FL
We monitor insurance prices, helping the average driver in Newberry save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Newberry
The chart below shows the cheapest car insurance company in Newberry for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Newberry Insurer | Monthly Cost |
|---|---|
| Geico | $113 |
| State Farm | $120 |
| Gainsco | $156 |
| Bristol West | $156 |
Savings for Every Kind of Newberry Driver
Based on our extensive insurance data, we know the average Newberry driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $693 per year by choosing the right vehicle insurance company. Some Newberry residents are paying out over $2,368 extra every year for auto insurance in Newberry. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Newberry, FL Savings / Yr. |
|---|---|
$693 |
|
$1,017 |
|
$783 |
|
$774 |
|
$2,460 |
|
$672 |
|
$980 |
Newberry Car Insurance vs. Florida
People living in Newberry pay an average of 10.37% less than the typical driver in the state. The average driver in Newberry can expect to pay about $2,162 per year, or $2,368 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Newberry for most people.
Car Insurance Prices by Newberry Neighborhood
Insurance Prices
Where is insurance cheapest within Newberry?
The map shows insurance prices in and around Newberry, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $124 per year within the city boundaries, with insurance premiums ranging from a high of $2,442 to a low of $2,318. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Newberry.Pick the Best Car Insurance Company for You in Newberry
The best car insurance provider for most drivers in Newberry
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $693 over the average Newberry car insurance company.
The best car insurance provider for Newberry drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,017 over the competition.
The best car insurance company for Newberry drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $783 better than other car insurance companies.
The best auto insurance for Newberry drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $774 less each year.
The least expensive car insurance company for new and young drivers in Newberry
In Newberry, Geico costs young drivers $2,460 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Newberry
Geico gave the largest car insurance discounts to married couples, averaging $672 saved each year compared to an average Newberry couple's premiums.
The cheapest car insurance in Newberry for drivers with bad credit
The best Newberry car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Newberry, which was better than other insurers.
The cheapest large national provider in Newberry
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Newberry driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Newberry, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Newberry
What Influences the Cost of Car Insurance in Newberry?
On average, car insurance in Newberry is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Newberry is 35 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Newberry are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Newberry is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Newberry is $180 per month for minimum coverage and $197 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Half Moon: Insurance costs 1.01% more
- Forest Grove: Insurance costs 0.51% more
- Archer: Insurance costs 1.52% more
- Alachua: Insurance costs 1.48% more
- Peach Orchard: Insurance costs 0.42% less
- Gainesville: Insurance costs 6.17% more
- Northwood: Insurance costs 2.96% more
- Tacoma: Insurance costs 0.63% more
- Trenton: Insurance costs 0.84% more
- Lottieville: Insurance costs 0.38% more
Cities with Similar Populations
- Dewitt: Insurance costs 10.90% more
- Coweta: Insurance costs 26.86% less
- Cranberry Twp: Insurance costs 42.40% less
- Crowley: Insurance costs 30.07% more
- Cumberland: Insurance costs 5.36% less
- Dandridge: Insurance costs 42.53% less
- Worthington: Insurance costs 51.90% less
- Dardenne Prairie: Insurance costs 20.95% less
- Delmar: Insurance costs 5.87% less
- Denville: Insurance costs 25.08% less