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Get Cheap Car Insurance in Forest Grove, FL

We monitor insurance prices, helping the average driver in Forest Grove save up to 34.6% on car insurance.

 

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The Cheapest Minimum Coverage in Forest Grove

The chart below shows the cheapest car insurance company in Forest Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.

 
Forest Grove Insurer Monthly Cost
Geico $114
State Farm $120
Gainsco $157
Bristol West $157

Savings for Every Kind of Forest Grove Driver

The table shows how much the average auto insurance customer in Forest Grove might save by following our recommendations.

Based on our extensive insurance data, we know the average Forest Grove driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $696 per year by choosing the right vehicle insurance company. Some Forest Grove residents are paying out over $2,380 extra every year for auto insurance in Forest Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Forest Grove Car Insurance vs. Florida

People living in Forest Grove pay an average of 9.91% less than the typical driver in the state. The average driver in Forest Grove can expect to pay about $2,173 per year, or $2,380 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Forest Grove for most people.

Car Insurance Prices by Forest Grove Neighborhood

Forest Grove, FL map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Forest Grove?

The map shows insurance prices in and around Forest Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $78 per year within the city boundaries, with insurance premiums ranging from a high of $2,442 to a low of $2,364. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Forest Grove.

Pick the Best Car Insurance Company for You in Forest Grove

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Forest Grove insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Forest Grove

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $696 over the average Forest Grove car insurance company.

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We use the average good driver, paying $140 per month, as our baseline for pricing in Forest Grove. State Farm, Geico, and Travelers are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Forest Grove drivers with accidents on their records

In Forest Grove getting into an accident will raise premiums an average 28% for a yearly cost of $3,305. That's $924 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Travelers are good choices for drivers with accidents.

In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,023 over the competition.

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The best car insurance company for Forest Grove drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $787 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Forest Grove, tickets raise premiums on new quotes about $663. If you have a speeding ticket, we recommend State Farm, Geico, and Gainsco for savings that beat the average insurance cost of $3,043 per year.

The best auto insurance for Forest Grove drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,249 per year in auto insurance premiums, which was $869 more than a driver with no major issues. State Farm, Geico, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Geico may cost the average person with a DUI about $778 less each year.

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The least expensive car insurance company for new and young drivers in Forest Grove

In Forest Grove, Geico costs young drivers $2,473 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Forest Grove. With an average cost of $7,143 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Travelers try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Forest Grove

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $168. State Farm, Geico, and Progressive provided the largest discounts to couples living in Forest Grove.

Geico gave the largest car insurance discounts to married couples, averaging $676 saved each year compared to an average Forest Grove couple's premiums.

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The cheapest car insurance in Forest Grove for drivers with bad credit

People with poor credit saved an average of $985 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,138 every year. Premiums for people with poor credit were about $3,518 in Forest Grove. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Gainsco.

The best Forest Grove car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Forest Grove, the National Association of Insurance Commissioners (NAIC) ranks Allstate as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Forest Grove.

Allstate was the best company for customer service in Forest Grove according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Forest Grove, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Forest Grove. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Forest Grove

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 17% of Forest Grove residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Forest Grove driver can expect to pay about $156 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Forest Grove, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.
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Auto Insurance Prices in and Around Forest Grove

What Influences the Cost of Car Insurance in Forest Grove?

On average, car insurance in Forest Grove is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Forest Grove is 36 minutes, which is about the national average for a driver in the state.
  • Florida state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Forest Grove are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
  • Forest Grove is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Forest Grove is $181 per month for minimum coverage and $198 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Forest Grove driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Forest Grove with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.