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Get Cheap Car Insurance in Denville, NJ
We monitor insurance prices, helping the average driver in Denville save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Denville
The chart below shows the cheapest car insurance company in Denville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Denville Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Geico | $61 |
| Plymouth Rock Assurance | $75 |
| NJM | $89 |
Savings for Every Kind of Denville Driver
Based on our extensive insurance data, we know the average Denville driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $465 per year by choosing the right vehicle insurance company. Some Denville residents are paying out over $1,774 extra every year for auto insurance in Denville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Denville, NJ Savings / Yr. |
|---|---|
$465 |
|
$863 |
|
$662 |
|
$572 |
|
$2,295 |
|
$448 |
|
$696 |
Denville Car Insurance vs. New Jersey
People living in Denville pay an average of 2.29% less than the typical driver in the state. The average driver in Denville can expect to pay about $1,058 per year, or $1,774 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Denville for most people.
Car Insurance Prices by Denville Neighborhood
Insurance Prices
Where is insurance cheapest within Denville?
The map shows insurance prices in and around Denville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $163 per year within the city boundaries, with insurance premiums ranging from a high of $1,844 to a low of $1,681. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Denville.Pick the Best Car Insurance Company for You in Denville
The best car insurance provider for most drivers in Denville
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $465 over the average Denville car insurance company.
The best car insurance provider for Denville drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $863 over the competition.
The best car insurance company for Denville drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $662 better than other car insurance companies.
The best auto insurance for Denville drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $572 less each year.
The least expensive car insurance company for new and young drivers in Denville
In Denville, Geico costs young drivers $2,295 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Denville
Geico gave the largest car insurance discounts to married couples, averaging $448 saved each year compared to an average Denville couple's premiums.
The cheapest car insurance in Denville for drivers with bad credit
The best Denville car insurance company for customer service
Recent price drops
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The cheapest large national provider in Denville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Denville driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Denville, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Denville
What Influences the Cost of Car Insurance in Denville?
On average, car insurance in Denville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Denville is 36 minutes, which is a little less than average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Denville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Denville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Denville is $88 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mount Tabor: Insurance costs 1.13% more
- Rockaway: Insurance costs 2.31% more
- Mountain Lakes: Insurance costs 0.90% more
- Morris Plains: Insurance costs 3.89% more
- Victory Gardens: Insurance costs 3.83% more
- Dover: Insurance costs 12.34% more
- Hibernia: Insurance costs 6.43% less
- Boonton: Insurance costs 0.28% more
- Parsippany: Insurance costs 11.10% more
- Lake Telemark: Insurance costs 6.37% less
Cities with Similar Populations
- Telford: Insurance costs 21.93% less
- East Highland Park: Insurance costs 24.18% less
- East Longmeadow: Insurance costs 13.53% less
- Easthampton: Insurance costs 14.77% less
- Eatonton: Insurance costs 1.75% less
- Edgewater: Insurance costs 34.16% more
- El Dorado: Insurance costs 12.74% less
- Upper Marlboro: Insurance costs 22.89% more
- Uniontown: Insurance costs 38.84% less
- Tuckerton: Insurance costs 0.56% less