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Get Cheap Car Insurance in Mountlake Terrace, WA
We monitor insurance prices, helping the average driver in Mountlake Terrace save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Mountlake Terrace
The chart below shows the cheapest car insurance company in Mountlake Terrace for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Mountlake Terrace Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| State Farm | $64 |
| Progressive | $71 |
| Geico | $77 |
Savings for Every Kind of Mountlake Terrace Driver
Based on our extensive insurance data, we know the average Mountlake Terrace driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $491 per year by choosing the right vehicle insurance company. Some Mountlake Terrace residents are paying out over $1,677 extra every year for auto insurance in Mountlake Terrace. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mountlake Terrace, WA Savings / Yr. |
|---|---|
$491 |
|
$867 |
|
$625 |
|
$473 |
|
$1,795 |
|
$339 |
|
$582 |
Mountlake Terrace Car Insurance vs. Washington
People living in Mountlake Terrace pay an average of 19.43% more than the typical driver in the state. The average driver in Mountlake Terrace can expect to pay about $1,008 per year, or $1,677 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Mountlake Terrace for most people.
Car Insurance Prices by Mountlake Terrace Neighborhood
Insurance Prices
Where is insurance cheapest within Mountlake Terrace?
The map shows insurance prices in and around Mountlake Terrace, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $169 per year within the city boundaries, with insurance premiums ranging from a high of $1,761 to a low of $1,592. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of Mountlake Terrace.Pick the Best Car Insurance Company for You in Mountlake Terrace
The best car insurance provider for most drivers in Mountlake Terrace
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $491 over the average Mountlake Terrace car insurance company.
The best car insurance provider for Mountlake Terrace drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $867 over the competition.
The best car insurance company for Mountlake Terrace drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $625 better than other car insurance companies.
The best auto insurance for Mountlake Terrace drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $473 less each year.
The least expensive car insurance company for new and young drivers in Mountlake Terrace
In Mountlake Terrace, State Farm costs young drivers $1,795 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mountlake Terrace
State Farm gave the largest car insurance discounts to married couples, averaging $339 saved each year compared to an average Mountlake Terrace couple's premiums.
The cheapest car insurance in Mountlake Terrace for drivers with bad credit
The best Mountlake Terrace car insurance company for customer service
Nationwide was the best company for customer service in Mountlake Terrace according to the NAIC.
Recent price drops
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The cheapest large national provider in Mountlake Terrace
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Mountlake Terrace driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mountlake Terrace, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Mountlake Terrace
What Influences the Cost of Car Insurance in Mountlake Terrace?
On average, car insurance in Mountlake Terrace is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mountlake Terrace is 39 minutes, which is a little more than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mountlake Terrace are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Mountlake Terrace is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mountlake Terrace is $84 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Brier: Insurance costs 5.96% less
- Lake Forest Park: Insurance costs 4.29% less
- Edmonds: Insurance costs 5.31% less
- Shoreline: Insurance costs 1.43% less
- Lynnwood: Insurance costs 0.24% less
- Bothell West: Insurance costs 3.46% less
- Woodway: Insurance costs 7.04% less
- Kenmore: Insurance costs 4.05% less
- North Lynnwood: Insurance costs 1.37% more
- Bothell: Insurance costs 4.83% less
Cities with Similar Populations
- Somerville: Insurance costs 7.93% more
- Hercules: Insurance costs 29.34% more
- Holly: Insurance costs 75.85% more
- Hopkins: Insurance costs 2.39% more
- Howard: Insurance costs 36.91% less
- Hudson: Insurance costs 7.27% less
- Ionia: Insurance costs 78.65% more
- Iselin: Insurance costs 22.48% more
- Sharpsburg: Insurance costs 6.32% more
- Shorewood: Insurance costs 12.46% less