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Get Cheap Car Insurance in Bothell West, WA
We monitor insurance prices, helping the average driver in Bothell West save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Bothell West
The chart below shows the cheapest car insurance company in Bothell West for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Bothell West Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| State Farm | $62 |
| Progressive | $69 |
| Geico | $74 |
Savings for Every Kind of Bothell West Driver
Based on our extensive insurance data, we know the average Bothell West driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $474 per year by choosing the right vehicle insurance company. Some Bothell West residents are paying out over $1,619 extra every year for auto insurance in Bothell West. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bothell West, WA Savings / Yr. |
|---|---|
$474 |
|
$837 |
|
$603 |
|
$457 |
|
$1,733 |
|
$327 |
|
$561 |
Bothell West Car Insurance vs. Washington
People living in Bothell West pay an average of 15.28% more than the typical driver in the state. The average driver in Bothell West can expect to pay about $973 per year, or $1,619 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Bothell West for most people.
Car Insurance Prices by Bothell West Neighborhood
Insurance Prices
Where is insurance cheapest within Bothell West?
The map shows insurance prices in and around Bothell West, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $160 per year within the city boundaries, with insurance premiums ranging from a high of $1,707 to a low of $1,547. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Bothell West.Pick the Best Car Insurance Company for You in Bothell West
The best car insurance provider for most drivers in Bothell West
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $474 over the average Bothell West car insurance company.
The best car insurance provider for Bothell West drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $837 over the competition.
The best car insurance company for Bothell West drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $603 better than other car insurance companies.
The best auto insurance for Bothell West drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $457 less each year.
The least expensive car insurance company for new and young drivers in Bothell West
In Bothell West, State Farm costs young drivers $1,733 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bothell West
State Farm gave the largest car insurance discounts to married couples, averaging $327 saved each year compared to an average Bothell West couple's premiums.
The cheapest car insurance in Bothell West for drivers with bad credit
The best Bothell West car insurance company for customer service
Nationwide was the best company for customer service in Bothell West according to the NAIC.
Recent price drops
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The cheapest large national provider in Bothell West
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Bothell West driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bothell West, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Bothell West
What Influences the Cost of Car Insurance in Bothell West?
On average, car insurance in Bothell West is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bothell West is 42 minutes, which is a little more than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bothell West are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Bothell West is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bothell West is $81 per month for minimum coverage and $135 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bothell: Insurance costs 1.42% less
- Brier: Insurance costs 2.59% less
- Mill Creek East: Insurance costs 2.47% less
- Lynnwood: Insurance costs 3.34% more
- Kenmore: Insurance costs 0.62% less
- Mountlake Terrace: Insurance costs 3.58% more
- Clearview: Insurance costs 2.41% less
- North Lynnwood: Insurance costs 5.00% more
- Lake Forest Park: Insurance costs 0.86% less
- Mill Creek: Insurance costs 1.11% less
Cities with Similar Populations
- Green Cove Springs: Insurance costs 50.28% more
- Whitewater: Insurance costs 32.67% less
- Fort Riley: Insurance costs 0.62% less
- Franklinton: Insurance costs 92.40% more
- Gilbertsville: Insurance costs 13.47% less
- Gilmer: Insurance costs 2.53% more
- Glen Mills: Insurance costs 12.29% less
- Glenmont: Insurance costs 33.42% more
- Great Falls: Insurance costs 20.63% less
- Eatonton: Insurance costs 7.66% more