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Get Cheap Car Insurance in Holly, MI
We monitor insurance prices, helping the average driver in Holly save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Holly
The chart below shows the cheapest car insurance company in Holly for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Holly Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $109 |
| Progressive | $125 |
| State Farm | $126 |
| Safeco Insurance | $133 |
Savings for Every Kind of Holly Driver
Based on our extensive insurance data, we know the average Holly driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,185 per year by choosing the right vehicle insurance company. Some Holly residents are paying out over $2,949 extra every year for auto insurance in Holly. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Holly, MI Savings / Yr. |
|---|---|
$1,185 |
|
$1,935 |
|
$1,712 |
|
$2,602 |
|
$3,070 |
|
$0 |
|
$0 |
Holly Car Insurance vs. Michigan
People living in Holly pay an average of 1.73% more than the typical driver in the state. The average driver in Holly can expect to pay about $2,240 per year, or $2,949 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Holly for most people.
Car Insurance Prices by Holly Neighborhood
Insurance Prices
Where is insurance cheapest within Holly?
The map shows insurance prices in and around Holly, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $237 per year within the city boundaries, with insurance premiums ranging from a high of $3,053 to a low of $2,816. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Holly.Pick the Best Car Insurance Company for You in Holly
The best car insurance provider for most drivers in Holly
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,185 over the average Holly car insurance company.
The best car insurance provider for Holly drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,935 over the competition.
The best car insurance company for Holly drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,712 better than other car insurance companies.
The best auto insurance for Holly drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,602 less each year.
The least expensive car insurance company for new and young drivers in Holly
In Holly, Geico costs young drivers $3,070 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Holly
The cheapest car insurance in Holly for drivers with bad credit
The best Holly car insurance company for customer service
Recent price drops
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The cheapest large national provider in Holly
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Holly driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Holly, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Holly
What Influences the Cost of Car Insurance in Holly?
On average, car insurance in Holly is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Holly is 45 minutes, which is far more than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Holly has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Holly is $187 per month for minimum coverage and $246 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Newark: Insurance costs 2.24% less
- Davisburg: Insurance costs 1.22% less
- Fenton: Insurance costs 1.87% less
- Grand Blanc: Insurance costs 0.03% less
- Linden: Insurance costs 1.93% less
- Highland: Insurance costs 0.51% more
- Goodrich: Insurance costs 0.14% less
- Ortonville: Insurance costs 1.63% more
- Rankin: Insurance costs 3.05% less
- Village of Clarkston: Insurance costs 0.44% more
Cities with Similar Populations
- Hermosa Beach: Insurance costs 23.50% less
- Hanahan: Insurance costs 40.76% less
- Hannibal: Insurance costs 40.18% less
- Harrison: Insurance costs 62.16% less
- Hartford: Insurance costs 62.77% less
- Harvey: Insurance costs 34.66% less
- Hatfield: Insurance costs 51.20% less
- Haughton: Insurance costs 6.04% less
- Havre de Grace: Insurance costs 35.91% less
- Hawthorne: Insurance costs 35.03% less