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Get Cheap Car Insurance in Temple Terrace, FL
We monitor insurance prices, helping the average driver in Temple Terrace save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Temple Terrace
The chart below shows the cheapest car insurance company in Temple Terrace for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Temple Terrace Insurer | Monthly Cost |
|---|---|
| Geico | $141 |
| State Farm | $150 |
| Gainsco | $196 |
| Bristol West | $196 |
Savings for Every Kind of Temple Terrace Driver
Based on our extensive insurance data, we know the average Temple Terrace driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $865 per year by choosing the right vehicle insurance company. Some Temple Terrace residents are paying out over $2,958 extra every year for auto insurance in Temple Terrace. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Temple Terrace, FL Savings / Yr. |
|---|---|
$865 |
|
$1,271 |
|
$977 |
|
$967 |
|
$3,073 |
|
$840 |
|
$1,224 |
Temple Terrace Car Insurance vs. Florida
People living in Temple Terrace pay an average of 11.96% more than the typical driver in the state. The average driver in Temple Terrace can expect to pay about $2,701 per year, or $2,958 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Temple Terrace for most people.
Car Insurance Prices by Temple Terrace Neighborhood
Insurance Prices
Where is insurance cheapest within Temple Terrace?
The map shows insurance prices in and around Temple Terrace, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $498 per year within the city boundaries, with insurance premiums ranging from a high of $3,213 to a low of $2,715. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Temple Terrace.Pick the Best Car Insurance Company for You in Temple Terrace
The best car insurance provider for most drivers in Temple Terrace
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $865 over the average Temple Terrace car insurance company.
The best car insurance provider for Temple Terrace drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,271 over the competition.
The best car insurance company for Temple Terrace drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $977 better than other car insurance companies.
The best auto insurance for Temple Terrace drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $967 less each year.
The least expensive car insurance company for new and young drivers in Temple Terrace
In Temple Terrace, Geico costs young drivers $3,073 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Temple Terrace
Geico gave the largest car insurance discounts to married couples, averaging $840 saved each year compared to an average Temple Terrace couple's premiums.
The cheapest car insurance in Temple Terrace for drivers with bad credit
The best Temple Terrace car insurance company for customer service
Allstate was the best company for customer service in Temple Terrace according to the NAIC.
Recent price drops
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The cheapest large national provider in Temple Terrace
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Temple Terrace driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Temple Terrace, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Temple Terrace
What Influences the Cost of Car Insurance in Temple Terrace?
On average, car insurance in Temple Terrace is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Temple Terrace are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Temple Terrace is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Temple Terrace is $225 per month for minimum coverage and $247 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Lake-Orient Park: Insurance costs 5.31% more
- University: Insurance costs 6.90% more
- Thonotosassa: Insurance costs 4.46% less
- Tampa: Insurance costs 3.82% less
- Mango: Insurance costs 1.45% less
- Lake Magdalene: Insurance costs 1.49% more
- Seffner: Insurance costs 4.94% less
- Lutz: Insurance costs 5.27% less
- Egypt Lake-Leto: Insurance costs 6.69% more
- Palm River-Clair Mel: Insurance costs 2.30% more
Cities with Similar Populations
- Zionsville: Insurance costs 59.60% less
- Bergenfield: Insurance costs 26.77% less
- Benicia: Insurance costs 31.27% less
- Belmont: Insurance costs 31.47% less
- Batavia: Insurance costs 49.93% less
- Balch Springs: Insurance costs 31.95% less
- Auburndale: Insurance costs 13.05% less
- Arroyo Grande: Insurance costs 36.95% less
- Arlington: Insurance costs 50.85% less
- Ardmore: Insurance costs 42.02% less