Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in University, FL
We monitor insurance prices, helping the average driver in University save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in University
The chart below shows the cheapest car insurance company in University for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| University Insurer | Monthly Cost |
|---|---|
| Geico | $151 |
| State Farm | $160 |
| Gainsco | $209 |
| Bristol West | $209 |
Savings for Every Kind of University Driver
Based on our extensive insurance data, we know the average University driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $925 per year by choosing the right vehicle insurance company. Some University residents are paying out over $3,162 extra every year for auto insurance in University. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University, FL Savings / Yr. |
|---|---|
$925 |
|
$1,358 |
|
$1,045 |
|
$1,034 |
|
$3,285 |
|
$898 |
|
$1,308 |
University Car Insurance vs. Florida
People living in University pay an average of 19.68% more than the typical driver in the state. The average driver in University can expect to pay about $2,887 per year, or $3,162 for full coverage.
Based on our analysis, Geico will be the cheapest provider in University for most people.
Car Insurance Prices by University Neighborhood
Insurance Prices
Where is insurance cheapest within University?
The map shows insurance prices in and around University, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $706 per year within the city boundaries, with insurance premiums ranging from a high of $3,420 to a low of $2,714. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of University.Pick the Best Car Insurance Company for You in University
The best car insurance provider for most drivers in University
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $925 over the average University car insurance company.
The best car insurance provider for University drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,358 over the competition.
The best car insurance company for University drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,045 better than other car insurance companies.
The best auto insurance for University drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,034 less each year.
The least expensive car insurance company for new and young drivers in University
In University, Geico costs young drivers $3,285 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University
Geico gave the largest car insurance discounts to married couples, averaging $898 saved each year compared to an average University couple's premiums.
The cheapest car insurance in University for drivers with bad credit
The best University car insurance company for customer service
Recent price drops
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The cheapest large national provider in University
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average University driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around University
What Influences the Cost of Car Insurance in University?
On average, car insurance in University is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in University is 34 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- University is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University is $241 per month for minimum coverage and $264 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lake Magdalene: Insurance costs 5.06% less
- Temple Terrace: Insurance costs 6.45% less
- Lutz: Insurance costs 11.39% less
- Tampa: Insurance costs 10.03% less
- Northdale: Insurance costs 5.06% less
- Egypt Lake-Leto: Insurance costs 0.19% less
- East Lake-Orient Park: Insurance costs 1.49% less
- Cheval: Insurance costs 7.72% less
- Citrus Park: Insurance costs 4.36% less
- Thonotosassa: Insurance costs 10.63% less
Cities with Similar Populations
- Salem: Insurance costs 43.80% less
- Hackensack: Insurance costs 29.03% less
- Hanover: Insurance costs 59.65% less
- Hilo: Insurance costs 55.79% less
- Leawood: Insurance costs 50.41% less
- Linden: Insurance costs 30.77% less
- North Tonawanda: Insurance costs 27.36% less
- Oakland Park: Insurance costs 1.93% more
- Oakley: Insurance costs 33.71% less
- Powell: Insurance costs 63.41% less