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Get Cheap Car Insurance in Oakland Park, FL
We monitor insurance prices, helping the average driver in Oakland Park save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Oakland Park
The chart below shows the cheapest car insurance company in Oakland Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Oakland Park Insurer | Monthly Cost |
|---|---|
| Geico | $154 |
| State Farm | $163 |
| Gainsco | $213 |
| Bristol West | $213 |
Savings for Every Kind of Oakland Park Driver
Based on our extensive insurance data, we know the average Oakland Park driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $943 per year by choosing the right vehicle insurance company. Some Oakland Park residents are paying out over $3,223 extra every year for auto insurance in Oakland Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oakland Park, FL Savings / Yr. |
|---|---|
$943 |
|
$1,385 |
|
$1,065 |
|
$1,054 |
|
$3,349 |
|
$915 |
|
$1,334 |
Oakland Park Car Insurance vs. Florida
People living in Oakland Park pay an average of 22.00% more than the typical driver in the state. The average driver in Oakland Park can expect to pay about $2,943 per year, or $3,223 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Oakland Park for most people.
Car Insurance Prices by Oakland Park Neighborhood
Insurance Prices
Where is insurance cheapest within Oakland Park?
The map shows insurance prices in and around Oakland Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $683 per year within the city boundaries, with insurance premiums ranging from a high of $3,552 to a low of $2,869. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Oakland Park.Pick the Best Car Insurance Company for You in Oakland Park
The best car insurance provider for most drivers in Oakland Park
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $943 over the average Oakland Park car insurance company.
The best car insurance provider for Oakland Park drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,385 over the competition.
The best car insurance company for Oakland Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,065 better than other car insurance companies.
The best auto insurance for Oakland Park drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,054 less each year.
The least expensive car insurance company for new and young drivers in Oakland Park
In Oakland Park, Geico costs young drivers $3,349 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oakland Park
Geico gave the largest car insurance discounts to married couples, averaging $915 saved each year compared to an average Oakland Park couple's premiums.
The cheapest car insurance in Oakland Park for drivers with bad credit
The best Oakland Park car insurance company for customer service
Allstate was the best company for customer service in Oakland Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Oakland Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Oakland Park driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oakland Park, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Oakland Park
What Influences the Cost of Car Insurance in Oakland Park?
On average, car insurance in Oakland Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Oakland Park is 33 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oakland Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Oakland Park is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Oakland Park is $245 per month for minimum coverage and $269 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wilton Manors: Insurance costs 4.50% less
- Fort Lauderdale: Insurance costs 0.56% less
- Lauderdale Lakes: Insurance costs 8.84% more
- Lauderdale-by-the-Sea: Insurance costs 3.82% less
- Sea Ranch Lakes: Insurance costs 3.23% less
- Pompano Beach: Insurance costs 0.47% less
- Lauderhill: Insurance costs 8.25% more
- North Lauderdale: Insurance costs 5.55% more
- Margate: Insurance costs 1.21% less
- Tamarac: Insurance costs 0.65% more
Cities with Similar Populations
- Bridgeton: Insurance costs 38.63% less
- Brookfield: Insurance costs 64.54% less
- Bullhead City: Insurance costs 44.62% less
- Burlington: Insurance costs 60.81% less
- Cleveland Heights: Insurance costs 61.03% less
- Coppell: Insurance costs 43.16% less
- Eagle Mountain: Insurance costs 53.61% less
- Opelika: Insurance costs 51.94% less
- Rohnert Park: Insurance costs 37.64% less
- Riverton: Insurance costs 54.14% less