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Get Cheap Car Insurance in North Lauderdale, FL
We monitor insurance prices, helping the average driver in North Lauderdale save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in North Lauderdale
The chart below shows the cheapest car insurance company in North Lauderdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| North Lauderdale Insurer | Monthly Cost |
|---|---|
| Geico | $162 |
| State Farm | $172 |
| Gainsco | $225 |
| Bristol West | $225 |
Savings for Every Kind of North Lauderdale Driver
Based on our extensive insurance data, we know the average North Lauderdale driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $995 per year by choosing the right vehicle insurance company. Some North Lauderdale residents are paying out over $3,402 extra every year for auto insurance in North Lauderdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Lauderdale, FL Savings / Yr. |
|---|---|
$995 |
|
$1,461 |
|
$1,124 |
|
$1,112 |
|
$3,534 |
|
$966 |
|
$1,407 |
North Lauderdale Car Insurance vs. Florida
People living in North Lauderdale pay an average of 28.75% more than the typical driver in the state. The average driver in North Lauderdale can expect to pay about $3,106 per year, or $3,402 for full coverage.
Based on our analysis, Geico will be the cheapest provider in North Lauderdale for most people.
Car Insurance Prices by North Lauderdale Neighborhood
Insurance Prices
Where is insurance cheapest within North Lauderdale?
The map shows insurance prices in and around North Lauderdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $585 per year within the city boundaries, with insurance premiums ranging from a high of $3,671 to a low of $3,086. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of North Lauderdale.Pick the Best Car Insurance Company for You in North Lauderdale
The best car insurance provider for most drivers in North Lauderdale
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $995 over the average North Lauderdale car insurance company.
The best car insurance provider for North Lauderdale drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,461 over the competition.
The best car insurance company for North Lauderdale drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,124 better than other car insurance companies.
The best auto insurance for North Lauderdale drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,112 less each year.
The least expensive car insurance company for new and young drivers in North Lauderdale
In North Lauderdale, Geico costs young drivers $3,534 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Lauderdale
Geico gave the largest car insurance discounts to married couples, averaging $966 saved each year compared to an average North Lauderdale couple's premiums.
The cheapest car insurance in North Lauderdale for drivers with bad credit
The best North Lauderdale car insurance company for customer service
Allstate was the best company for customer service in North Lauderdale according to the NAIC.
Recent price drops
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The cheapest large national provider in North Lauderdale
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Lauderdale driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Lauderdale, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around North Lauderdale
What Influences the Cost of Car Insurance in North Lauderdale?
On average, car insurance in North Lauderdale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Lauderdale is 37 minutes, which is a little more than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Lauderdale are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- North Lauderdale is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Lauderdale is $259 per month for minimum coverage and $283 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Tamarac: Insurance costs 4.64% less
- Margate: Insurance costs 6.41% less
- Lauderdale Lakes: Insurance costs 3.12% more
- Lauderhill: Insurance costs 2.56% more
- Coral Springs: Insurance costs 8.14% less
- Oakland Park: Insurance costs 5.26% less
- Sunrise: Insurance costs 5.58% less
- Coconut Creek: Insurance costs 8.05% less
- Plantation: Insurance costs 8.94% less
- Wilton Manors: Insurance costs 9.52% less
Cities with Similar Populations
- Del Rio: Insurance costs 48.53% less
- Rosenberg: Insurance costs 47.53% less
- Rexburg: Insurance costs 67.37% less
- Shakopee: Insurance costs 52.47% less
- Springfield: Insurance costs 59.88% less
- Strongsville: Insurance costs 67.25% less
- Pikesville: Insurance costs 37.71% less
- Valley Village: Insurance costs 25.34% less
- Whitney: Insurance costs 22.13% less
- Winter Springs: Insurance costs 24.63% less