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Get Cheap Car Insurance in Pikesville, MD
We monitor insurance prices, helping the average driver in Pikesville save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Pikesville
The chart below shows the cheapest car insurance company in Pikesville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Pikesville Insurer | Monthly Cost |
|---|---|
| State Farm | $98 |
| Erie Insurance | $99 |
| Travelers | $113 |
| Safeco Insurance | $118 |
Savings for Every Kind of Pikesville Driver
Based on our extensive insurance data, we know the average Pikesville driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $395 per year by choosing the right vehicle insurance company. Some Pikesville residents are paying out over $2,119 extra every year for auto insurance in Pikesville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pikesville, MD Savings / Yr. |
|---|---|
$395 |
|
$371 |
|
$431 |
|
$695 |
|
$1,337 |
|
$239 |
|
$934 |
Pikesville Car Insurance vs. Maryland
People living in Pikesville pay an average of 14.35% more than the typical driver in the state. The average driver in Pikesville can expect to pay about $1,444 per year, or $2,119 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Pikesville for most people.
Car Insurance Prices by Pikesville Neighborhood
Insurance Prices
Where is insurance cheapest within Pikesville?
The map shows insurance prices in and around Pikesville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $799 per year within the city boundaries, with insurance premiums ranging from a high of $2,546 to a low of $1,747. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Pikesville.Pick the Best Car Insurance Company for You in Pikesville
The best car insurance provider for most drivers in Pikesville
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $395 over the average Pikesville car insurance company.
The best car insurance provider for Pikesville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $371 over the competition.
The best car insurance company for Pikesville drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $431 better than other car insurance companies.
The best auto insurance for Pikesville drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $695 less each year.
The least expensive car insurance company for new and young drivers in Pikesville
In Pikesville, Erie Insurance costs young drivers $1,337 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pikesville
State Farm gave the largest car insurance discounts to married couples, averaging $239 saved each year compared to an average Pikesville couple's premiums.
The cheapest car insurance in Pikesville for drivers with bad credit
The best Pikesville car insurance company for customer service
Nationwide was the best company for customer service in Pikesville according to the NAIC.
Recent price drops
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The cheapest large national provider in Pikesville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Pikesville driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pikesville, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Pikesville
What Influences the Cost of Car Insurance in Pikesville?
On average, car insurance in Pikesville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pikesville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Pikesville is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pikesville is $120 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lochearn: Insurance costs 13.73% more
- Stevenson: Insurance costs 8.49% less
- Milford Mill: Insurance costs 14.87% more
- Gwynn Oak: Insurance costs 13.40% more
- Randallstown: Insurance costs 10.95% more
- Owings Mills: Insurance costs 3.78% more
- Mays Chapel: Insurance costs 10.67% less
- Lutherville-Timonium: Insurance costs 9.58% less
- Woodlawn: Insurance costs 5.71% more
- Towson: Insurance costs 7.46% less
Cities with Similar Populations
- Spring Hill: Insurance costs 33.98% less
- Herndon: Insurance costs 37.42% less
- Hutchinson: Insurance costs 27.70% less
- Issaquah: Insurance costs 27.70% less
- Johnstown: Insurance costs 35.25% less
- Lake City: Insurance costs 12.93% more
- Lancaster: Insurance costs 20.29% less
- Los Banos: Insurance costs 2.27% less
- Newark: Insurance costs 1.23% less
- North Lauderdale: Insurance costs 60.55% more