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Get Cheap Car Insurance in Newark, CA
We monitor insurance prices, helping the average driver in Newark save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Newark
The chart below shows the cheapest car insurance company in Newark for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Newark Insurer | Monthly Cost |
|---|---|
| Metromile | $53 |
| Geico | $59 |
| Progressive | $64 |
| Travelers | $66 |
Savings for Every Kind of Newark Driver
Based on our extensive insurance data, we know the average Newark driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $669 per year by choosing the right vehicle insurance company. Some Newark residents are paying out over $2,093 extra every year for auto insurance in Newark. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Newark, CA Savings / Yr. |
|---|---|
$669 |
|
$1,226 |
|
$969 |
|
$1,703 |
|
$874 |
|
$379 |
|
$0 |
Newark Car Insurance vs. California
People living in Newark pay an average of 4.21% more than the typical driver in the state. The average driver in Newark can expect to pay about $980 per year, or $2,093 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Newark for most people.
Car Insurance Prices by Newark Neighborhood
Insurance Prices
Where is insurance cheapest within Newark?
The map shows insurance prices in and around Newark, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $190 per year within the city boundaries, with insurance premiums ranging from a high of $2,219 to a low of $2,029. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Newark.Pick the Best Car Insurance Company for You in Newark
The best car insurance provider for most drivers in Newark
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $669 over the average Newark car insurance company.
The best car insurance provider for Newark drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,226 over the competition.
The best car insurance company for Newark drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $969 better than other car insurance companies.
The best auto insurance for Newark drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,703 less each year.
The least expensive car insurance company for new and young drivers in Newark
In Newark, State Farm costs young drivers $874 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Newark
Progressive gave the largest car insurance discounts to married couples, averaging $379 saved each year compared to an average Newark couple's premiums.
The cheapest car insurance in Newark for drivers with bad credit
The best Newark car insurance company for customer service
Recent price drops
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The cheapest large national provider in Newark
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Newark driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Newark, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Newark
What Influences the Cost of Car Insurance in Newark?
On average, car insurance in Newark is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Newark is 41 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Newark are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Newark is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Newark is $82 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fremont: Insurance costs 0.33% less
- Union City: Insurance costs 2.01% more
- East Palo Alto: Insurance costs 4.35% more
- Hayward: Insurance costs 4.87% more
- Alviso: Insurance costs 12.28% less
- Sunol: Insurance costs 5.83% less
- Palo Alto: Insurance costs 2.72% less
- Menlo Park: Insurance costs 1.15% less
- Fairview: Insurance costs 5.49% more
- Milpitas: Insurance costs 0.57% less
Cities with Similar Populations
- Shelby: Insurance costs 39.56% less
- Fallbrook: Insurance costs 4.25% less
- Greenacres: Insurance costs 55.71% more
- Herndon: Insurance costs 36.65% less
- Hutchinson: Insurance costs 26.80% less
- Issaquah: Insurance costs 26.80% less
- Urbandale: Insurance costs 41.85% less
- Johnstown: Insurance costs 34.45% less
- Taylors: Insurance costs 22.17% less
- Bartlett: Insurance costs 28.67% less