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Get Cheap Car Insurance in Milpitas, CA
We monitor insurance prices, helping the average driver in Milpitas save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Milpitas
The chart below shows the cheapest car insurance company in Milpitas for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Milpitas Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of Milpitas Driver
Based on our extensive insurance data, we know the average Milpitas driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $665 per year by choosing the right vehicle insurance company. Some Milpitas residents are paying out over $2,081 extra every year for auto insurance in Milpitas. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Milpitas, CA Savings / Yr. |
|---|---|
$665 |
|
$1,219 |
|
$964 |
|
$1,693 |
|
$869 |
|
$377 |
|
$0 |
Milpitas Car Insurance vs. California
People living in Milpitas pay an average of 3.62% more than the typical driver in the state. The average driver in Milpitas can expect to pay about $974 per year, or $2,081 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Milpitas for most people.
Car Insurance Prices by Milpitas Neighborhood
Insurance Prices
Where is insurance cheapest within Milpitas?
The map shows insurance prices in and around Milpitas, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $403 per year within the city boundaries, with insurance premiums ranging from a high of $2,235 to a low of $1,832. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Milpitas.Pick the Best Car Insurance Company for You in Milpitas
The best car insurance provider for most drivers in Milpitas
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $665 over the average Milpitas car insurance company.
The best car insurance provider for Milpitas drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,219 over the competition.
The best car insurance company for Milpitas drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $964 better than other car insurance companies.
The best auto insurance for Milpitas drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,693 less each year.
The least expensive car insurance company for new and young drivers in Milpitas
In Milpitas, State Farm costs young drivers $869 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Milpitas
Progressive gave the largest car insurance discounts to married couples, averaging $377 saved each year compared to an average Milpitas couple's premiums.
The cheapest car insurance in Milpitas for drivers with bad credit
The best Milpitas car insurance company for customer service
Recent price drops
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The cheapest large national provider in Milpitas
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Milpitas driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Milpitas, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Milpitas
What Influences the Cost of Car Insurance in Milpitas?
On average, car insurance in Milpitas is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Milpitas is 35 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Milpitas are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Milpitas is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Milpitas is $81 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Alviso: Insurance costs 11.77% less
- Alum Rock: Insurance costs 5.09% more
- Santa Clara: Insurance costs 1.97% less
- Sunnyvale: Insurance costs 2.79% less
- San Jose: Insurance costs 0.29% less
- Mount Hamilton: Insurance costs 1.06% less
- Fremont: Insurance costs 0.24% more
- Newark: Insurance costs 0.58% more
- Mountain View: Insurance costs 3.22% less
- Cupertino: Insurance costs 2.11% less
Cities with Similar Populations
- Fontana: Insurance costs 7.88% more
- Evansville: Insurance costs 40.75% less
- Evanston: Insurance costs 16.43% less
- Eugene: Insurance costs 27.01% less
- Fishers: Insurance costs 41.52% less
- Fort Mill: Insurance costs 20.23% less
- Fort Lauderdale: Insurance costs 54.01% more
- Flagstaff: Insurance costs 14.80% less
- Flint: Insurance costs 61.22% more
- Florence: Insurance costs 18.12% less