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Get Cheap Car Insurance in Menlo Park, CA
We monitor insurance prices, helping the average driver in Menlo Park save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Menlo Park
The chart below shows the cheapest car insurance company in Menlo Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Menlo Park Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of Menlo Park Driver
Based on our extensive insurance data, we know the average Menlo Park driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $662 per year by choosing the right vehicle insurance company. Some Menlo Park residents are paying out over $2,069 extra every year for auto insurance in Menlo Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Menlo Park, CA Savings / Yr. |
|---|---|
$662 |
|
$1,212 |
|
$958 |
|
$1,684 |
|
$865 |
|
$375 |
|
$0 |
Menlo Park Car Insurance vs. California
People living in Menlo Park pay an average of 3.04% more than the typical driver in the state. The average driver in Menlo Park can expect to pay about $969 per year, or $2,069 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Menlo Park for most people.
Car Insurance Prices by Menlo Park Neighborhood
Insurance Prices
Where is insurance cheapest within Menlo Park?
The map shows insurance prices in and around Menlo Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $469 per year within the city boundaries, with insurance premiums ranging from a high of $2,383 to a low of $1,914. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Menlo Park.Pick the Best Car Insurance Company for You in Menlo Park
The best car insurance provider for most drivers in Menlo Park
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $662 over the average Menlo Park car insurance company.
The best car insurance provider for Menlo Park drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,212 over the competition.
The best car insurance company for Menlo Park drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $958 better than other car insurance companies.
The best auto insurance for Menlo Park drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,684 less each year.
The least expensive car insurance company for new and young drivers in Menlo Park
In Menlo Park, State Farm costs young drivers $865 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Menlo Park
Progressive gave the largest car insurance discounts to married couples, averaging $375 saved each year compared to an average Menlo Park couple's premiums.
The cheapest car insurance in Menlo Park for drivers with bad credit
The best Menlo Park car insurance company for customer service
Nationwide was the best company for customer service in Menlo Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Menlo Park
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Menlo Park driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Menlo Park, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Menlo Park
What Influences the Cost of Car Insurance in Menlo Park?
On average, car insurance in Menlo Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Menlo Park are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Menlo Park is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Menlo Park is $81 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Atherton: Insurance costs 1.79% less
- North Fair Oaks: Insurance costs 0.14% more
- East Palo Alto: Insurance costs 5.56% more
- Stanford: Insurance costs 7.49% less
- Palo Alto: Insurance costs 1.59% less
- Redwood City: Insurance costs 0.58% less
- Woodside: Insurance costs 4.49% less
- Portola Valley: Insurance costs 5.27% less
- San Carlos: Insurance costs 2.95% less
- Los Altos Hills: Insurance costs 3.96% less
Cities with Similar Populations
- Atwater: Insurance costs 0.24% more
- Wooster: Insurance costs 47.99% less
- Westfield: Insurance costs 26.15% less
- West Hollywood: Insurance costs 22.38% more
- Warminster: Insurance costs 31.17% less
- Walla Walla: Insurance costs 33.45% less
- Venice: Insurance costs 15.32% more
- Starkville: Insurance costs 19.91% less
- DeKalb: Insurance costs 26.82% less
- Coachella: Insurance costs 7.01% more