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Get Cheap Car Insurance in Redwood City, CA
We monitor insurance prices, helping the average driver in Redwood City save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Redwood City
The chart below shows the cheapest car insurance company in Redwood City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Redwood City Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $58 |
| Progressive | $62 |
| Travelers | $64 |
Savings for Every Kind of Redwood City Driver
Based on our extensive insurance data, we know the average Redwood City driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $658 per year by choosing the right vehicle insurance company. Some Redwood City residents are paying out over $2,057 extra every year for auto insurance in Redwood City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Redwood City, CA Savings / Yr. |
|---|---|
$658 |
|
$1,205 |
|
$953 |
|
$1,674 |
|
$860 |
|
$373 |
|
$0 |
Redwood City Car Insurance vs. California
People living in Redwood City pay an average of 2.44% more than the typical driver in the state. The average driver in Redwood City can expect to pay about $963 per year, or $2,057 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Redwood City for most people.
Car Insurance Prices by Redwood City Neighborhood
Insurance Prices
Where is insurance cheapest within Redwood City?
The map shows insurance prices in and around Redwood City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $424 per year within the city boundaries, with insurance premiums ranging from a high of $2,314 to a low of $1,890. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Redwood City.Pick the Best Car Insurance Company for You in Redwood City
The best car insurance provider for most drivers in Redwood City
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $658 over the average Redwood City car insurance company.
The best car insurance provider for Redwood City drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,205 over the competition.
The best car insurance company for Redwood City drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $953 better than other car insurance companies.
The best auto insurance for Redwood City drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,674 less each year.
The least expensive car insurance company for new and young drivers in Redwood City
In Redwood City, State Farm costs young drivers $860 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Redwood City
Progressive gave the largest car insurance discounts to married couples, averaging $373 saved each year compared to an average Redwood City couple's premiums.
The cheapest car insurance in Redwood City for drivers with bad credit
The best Redwood City car insurance company for customer service
Nationwide was the best company for customer service in Redwood City according to the NAIC.
Recent price drops
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The cheapest large national provider in Redwood City
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Redwood City driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Redwood City, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Redwood City
What Influences the Cost of Car Insurance in Redwood City?
On average, car insurance in Redwood City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Redwood City is 33 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Redwood City are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Redwood City is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Redwood City is $80 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Fair Oaks: Insurance costs 0.73% more
- San Carlos: Insurance costs 2.38% less
- Atherton: Insurance costs 1.22% less
- Menlo Park: Insurance costs 0.58% more
- Woodside: Insurance costs 3.94% less
- Belmont: Insurance costs 1.46% less
- Foster City: Insurance costs 0.73% less
- East Palo Alto: Insurance costs 6.17% more
- Stanford: Insurance costs 6.95% less
- Palo Alto: Insurance costs 1.02% less
Cities with Similar Populations
- Newark: Insurance costs 2.38% less
- North Port: Insurance costs 18.04% more
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- Norristown: Insurance costs 26.59% less
- New Orleans: Insurance costs 71.27% more
- North Hollywood: Insurance costs 26.64% more
- Newark: Insurance costs 19.64% more
- North Hills: Insurance costs 26.49% more
- New Port Richey: Insurance costs 35.00% more
- Noblesville: Insurance costs 42.34% less