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Get Cheap Car Insurance in Coconut Creek, FL
We monitor insurance prices, helping the average driver in Coconut Creek save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Coconut Creek
The chart below shows the cheapest car insurance company in Coconut Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Coconut Creek Insurer | Monthly Cost |
|---|---|
| Geico | $149 |
| State Farm | $158 |
| Gainsco | $207 |
| Bristol West | $207 |
Savings for Every Kind of Coconut Creek Driver
Based on our extensive insurance data, we know the average Coconut Creek driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $915 per year by choosing the right vehicle insurance company. Some Coconut Creek residents are paying out over $3,128 extra every year for auto insurance in Coconut Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Coconut Creek, FL Savings / Yr. |
|---|---|
$915 |
|
$1,344 |
|
$1,034 |
|
$1,023 |
|
$3,250 |
|
$888 |
|
$1,294 |
Coconut Creek Car Insurance vs. Florida
People living in Coconut Creek pay an average of 18.40% more than the typical driver in the state. The average driver in Coconut Creek can expect to pay about $2,856 per year, or $3,128 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Coconut Creek for most people.
Car Insurance Prices by Coconut Creek Neighborhood
Insurance Prices
Where is insurance cheapest within Coconut Creek?
The map shows insurance prices in and around Coconut Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $400 per year within the city boundaries, with insurance premiums ranging from a high of $3,291 to a low of $2,891. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the South parts of Coconut Creek.Pick the Best Car Insurance Company for You in Coconut Creek
The best car insurance provider for most drivers in Coconut Creek
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $915 over the average Coconut Creek car insurance company.
The best car insurance provider for Coconut Creek drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,344 over the competition.
The best car insurance company for Coconut Creek drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,034 better than other car insurance companies.
The best auto insurance for Coconut Creek drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,023 less each year.
The least expensive car insurance company for new and young drivers in Coconut Creek
In Coconut Creek, Geico costs young drivers $3,250 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Coconut Creek
Geico gave the largest car insurance discounts to married couples, averaging $888 saved each year compared to an average Coconut Creek couple's premiums.
The cheapest car insurance in Coconut Creek for drivers with bad credit
The best Coconut Creek car insurance company for customer service
Allstate was the best company for customer service in Coconut Creek according to the NAIC.
Recent price drops
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The cheapest large national provider in Coconut Creek
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Coconut Creek driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Coconut Creek, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Coconut Creek
What Influences the Cost of Car Insurance in Coconut Creek?
On average, car insurance in Coconut Creek is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Coconut Creek is 34 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Coconut Creek are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Coconut Creek is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Coconut Creek is $238 per month for minimum coverage and $261 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Margate: Insurance costs 1.79% more
- Hillsboro Pines: Insurance costs 3.04% less
- Deerfield Beach: Insurance costs 0.26% less
- Pompano Beach: Insurance costs 2.56% more
- Coral Springs: Insurance costs 0.10% less
- North Lauderdale: Insurance costs 8.76% more
- Parkland: Insurance costs 5.43% less
- Lighthouse Point: Insurance costs 2.72% less
- Boca Raton: Insurance costs 5.50% less
- Hillsboro Beach: Insurance costs 1.50% less
Cities with Similar Populations
- Danville: Insurance costs 37.05% less
- Fountain Valley: Insurance costs 30.88% less
- Goleta: Insurance costs 34.72% less
- La Jolla: Insurance costs 35.52% less
- Rosemead: Insurance costs 24.39% less
- Petersburg: Insurance costs 58.31% less
- Ormond Beach: Insurance costs 23.47% less
- Oak Lawn: Insurance costs 44.15% less
- Novi: Insurance costs 0.19% more
- National City: Insurance costs 32.83% less