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Get Cheap Car Insurance in Fountain Valley, CA
We monitor insurance prices, helping the average driver in Fountain Valley save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Fountain Valley
The chart below shows the cheapest car insurance company in Fountain Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Fountain Valley Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| Geico | $61 |
| Progressive | $66 |
| Travelers | $68 |
Savings for Every Kind of Fountain Valley Driver
Based on our extensive insurance data, we know the average Fountain Valley driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $691 per year by choosing the right vehicle insurance company. Some Fountain Valley residents are paying out over $2,162 extra every year for auto insurance in Fountain Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fountain Valley, CA Savings / Yr. |
|---|---|
$691 |
|
$1,266 |
|
$1,001 |
|
$1,759 |
|
$903 |
|
$392 |
|
$0 |
Fountain Valley Car Insurance vs. California
People living in Fountain Valley pay an average of 7.67% more than the typical driver in the state. The average driver in Fountain Valley can expect to pay about $1,012 per year, or $2,162 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Fountain Valley for most people.
Car Insurance Prices by Fountain Valley Neighborhood
Insurance Prices
Where is insurance cheapest within Fountain Valley?
The map shows insurance prices in and around Fountain Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $414 per year within the city boundaries, with insurance premiums ranging from a high of $2,412 to a low of $1,998. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Fountain Valley.Pick the Best Car Insurance Company for You in Fountain Valley
The best car insurance provider for most drivers in Fountain Valley
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $691 over the average Fountain Valley car insurance company.
The best car insurance provider for Fountain Valley drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,266 over the competition.
The best car insurance company for Fountain Valley drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,001 better than other car insurance companies.
The best auto insurance for Fountain Valley drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,759 less each year.
The least expensive car insurance company for new and young drivers in Fountain Valley
In Fountain Valley, State Farm costs young drivers $903 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fountain Valley
Progressive gave the largest car insurance discounts to married couples, averaging $392 saved each year compared to an average Fountain Valley couple's premiums.
The cheapest car insurance in Fountain Valley for drivers with bad credit
The best Fountain Valley car insurance company for customer service
Nationwide was the best company for customer service in Fountain Valley according to the NAIC.
Recent price drops
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The cheapest large national provider in Fountain Valley
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Fountain Valley driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fountain Valley, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Fountain Valley
What Influences the Cost of Car Insurance in Fountain Valley?
On average, car insurance in Fountain Valley is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fountain Valley is 33 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fountain Valley are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Fountain Valley is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fountain Valley is $84 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Midway City: Insurance costs 3.01% more
- Huntington Beach: Insurance costs 0.93% less
- Westminster: Insurance costs 4.63% more
- Costa Mesa: Insurance costs 3.10% less
- Santa Ana: Insurance costs 4.86% more
- Garden Grove: Insurance costs 3.89% more
- Stanton: Insurance costs 5.00% more
- Newport Beach: Insurance costs 4.49% less
- Sunset Beach: Insurance costs 4.76% more
- Tustin: Insurance costs 2.41% less
Cities with Similar Populations
- Davenport: Insurance costs 15.91% more
- Novato: Insurance costs 6.15% less
- Mentor: Insurance costs 49.81% less
- Monterey Park: Insurance costs 10.55% more
- Howell: Insurance costs 32.52% more
- Fountainebleau: Insurance costs 57.96% more
- Garner: Insurance costs 38.90% less
- Lakeville: Insurance costs 23.59% less
- Newport Beach: Insurance costs 4.49% less
- Huntsville: Insurance costs 19.52% less