Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Santa Ana, CA
We monitor insurance prices, helping the average driver in Santa Ana save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Santa Ana
The chart below shows the cheapest car insurance company in Santa Ana for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Santa Ana Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $64 |
| Progressive | $69 |
| Travelers | $71 |
Savings for Every Kind of Santa Ana Driver
Based on our extensive insurance data, we know the average Santa Ana driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $725 per year by choosing the right vehicle insurance company. Some Santa Ana residents are paying out over $2,267 extra every year for auto insurance in Santa Ana. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Santa Ana, CA Savings / Yr. |
|---|---|
$725 |
|
$1,328 |
|
$1,050 |
|
$1,845 |
|
$947 |
|
$411 |
|
$0 |
Santa Ana Car Insurance vs. California
People living in Santa Ana pay an average of 12.89% more than the typical driver in the state. The average driver in Santa Ana can expect to pay about $1,061 per year, or $2,267 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Santa Ana for most people.
Car Insurance Prices by Santa Ana Neighborhood
Insurance Prices
Where is insurance cheapest within Santa Ana?
The map shows insurance prices in and around Santa Ana, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $640 per year within the city boundaries, with insurance premiums ranging from a high of $2,548 to a low of $1,908. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Santa Ana.Pick the Best Car Insurance Company for You in Santa Ana
The best car insurance provider for most drivers in Santa Ana
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $725 over the average Santa Ana car insurance company.
The best car insurance provider for Santa Ana drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,328 over the competition.
The best car insurance company for Santa Ana drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,050 better than other car insurance companies.
The best auto insurance for Santa Ana drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,845 less each year.
The least expensive car insurance company for new and young drivers in Santa Ana
In Santa Ana, State Farm costs young drivers $947 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Santa Ana
Progressive gave the largest car insurance discounts to married couples, averaging $411 saved each year compared to an average Santa Ana couple's premiums.
The cheapest car insurance in Santa Ana for drivers with bad credit
The best Santa Ana car insurance company for customer service
Recent price drops
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The cheapest large national provider in Santa Ana
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Santa Ana driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Santa Ana, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Santa Ana
What Influences the Cost of Car Insurance in Santa Ana?
On average, car insurance in Santa Ana is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Santa Ana are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Santa Ana is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Santa Ana is $88 per month for minimum coverage and $189 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Tustin: Insurance costs 6.93% less
- Fountain Valley: Insurance costs 4.63% less
- Garden Grove: Insurance costs 0.93% less
- Orange: Insurance costs 5.29% less
- North Tustin: Insurance costs 9.84% less
- Costa Mesa: Insurance costs 7.59% less
- Midway City: Insurance costs 1.76% less
- Westminster: Insurance costs 0.22% less
- Anaheim: Insurance costs 0.40% less
- Irvine: Insurance costs 7.15% less
Cities with Similar Populations
- Berkeley: Insurance costs 5.56% less
- Antioch: Insurance costs 30.04% less
- Battle Creek: Insurance costs 27.22% more
- Alafaya: Insurance costs 21.09% more
- Bayonne: Insurance costs 1.81% less
- Acworth: Insurance costs 15.75% less
- Albuquerque: Insurance costs 27.53% less
- Baltimore: Insurance costs 10.10% less
- Alexandria: Insurance costs 39.79% less
- Bellingham: Insurance costs 38.29% less