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Get Cheap Car Insurance in Orange, CA
We monitor insurance prices, helping the average driver in Orange save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Orange
The chart below shows the cheapest car insurance company in Orange for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Orange Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| Geico | $61 |
| Progressive | $65 |
| Travelers | $67 |
Savings for Every Kind of Orange Driver
Based on our extensive insurance data, we know the average Orange driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $686 per year by choosing the right vehicle insurance company. Some Orange residents are paying out over $2,147 extra every year for auto insurance in Orange. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Orange, CA Savings / Yr. |
|---|---|
$686 |
|
$1,257 |
|
$994 |
|
$1,747 |
|
$897 |
|
$389 |
|
$0 |
Orange Car Insurance vs. California
People living in Orange pay an average of 6.90% more than the typical driver in the state. The average driver in Orange can expect to pay about $1,005 per year, or $2,147 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Orange for most people.
Car Insurance Prices by Orange Neighborhood
Insurance Prices
Where is insurance cheapest within Orange?
The map shows insurance prices in and around Orange, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $631 per year within the city boundaries, with insurance premiums ranging from a high of $2,539 to a low of $1,908. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the South parts of Orange.Pick the Best Car Insurance Company for You in Orange
The best car insurance provider for most drivers in Orange
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $686 over the average Orange car insurance company.
The best car insurance provider for Orange drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,257 over the competition.
The best car insurance company for Orange drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $994 better than other car insurance companies.
The best auto insurance for Orange drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,747 less each year.
The least expensive car insurance company for new and young drivers in Orange
In Orange, State Farm costs young drivers $897 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Orange
Progressive gave the largest car insurance discounts to married couples, averaging $389 saved each year compared to an average Orange couple's premiums.
The cheapest car insurance in Orange for drivers with bad credit
The best Orange car insurance company for customer service
Recent price drops
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The cheapest large national provider in Orange
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Orange driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Orange, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Orange
What Influences the Cost of Car Insurance in Orange?
On average, car insurance in Orange is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Orange are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Orange is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Orange is $84 per month for minimum coverage and $179 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Villa Park: Insurance costs 0.37% more
- North Tustin: Insurance costs 4.80% less
- Orange Park Acres: Insurance costs 4.29% less
- Tustin: Insurance costs 1.72% less
- Anaheim: Insurance costs 5.17% more
- Santa Ana: Insurance costs 5.59% more
- Placentia: Insurance costs 0.37% more
- Yorba Linda: Insurance costs the same
- Garden Grove: Insurance costs 4.61% more
- Fullerton: Insurance costs 3.91% more
Cities with Similar Populations
- Lewisville: Insurance costs 14.07% less
- Lexington: Insurance costs 0.37% more
- Lexington: Insurance costs 42.85% less
- Livermore: Insurance costs 6.99% less
- Lilburn: Insurance costs 4.01% less
- Lincoln: Insurance costs 33.67% less
- Johnson City: Insurance costs 38.61% less
- Jacksonville: Insurance costs 19.05% more
- Kalamazoo: Insurance costs 35.63% more
- Jonesboro: Insurance costs 22.03% less