Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Westminster, CA
We monitor insurance prices, helping the average driver in Westminster save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Westminster
The chart below shows the cheapest car insurance company in Westminster for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Westminster Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $64 |
| Progressive | $69 |
| Travelers | $71 |
Savings for Every Kind of Westminster Driver
Based on our extensive insurance data, we know the average Westminster driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $723 per year by choosing the right vehicle insurance company. Some Westminster residents are paying out over $2,262 extra every year for auto insurance in Westminster. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Westminster, CA Savings / Yr. |
|---|---|
$723 |
|
$1,325 |
|
$1,048 |
|
$1,841 |
|
$945 |
|
$410 |
|
$0 |
Westminster Car Insurance vs. California
People living in Westminster pay an average of 12.66% more than the typical driver in the state. The average driver in Westminster can expect to pay about $1,059 per year, or $2,262 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Westminster for most people.
Car Insurance Prices by Westminster Neighborhood
Insurance Prices
Where is insurance cheapest within Westminster?
The map shows insurance prices in and around Westminster, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $421 per year within the city boundaries, with insurance premiums ranging from a high of $2,469 to a low of $2,048. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Westminster.Pick the Best Car Insurance Company for You in Westminster
The best car insurance provider for most drivers in Westminster
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $723 over the average Westminster car insurance company.
The best car insurance provider for Westminster drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,325 over the competition.
The best car insurance company for Westminster drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,048 better than other car insurance companies.
The best auto insurance for Westminster drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,841 less each year.
The least expensive car insurance company for new and young drivers in Westminster
In Westminster, State Farm costs young drivers $945 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Westminster
Progressive gave the largest car insurance discounts to married couples, averaging $410 saved each year compared to an average Westminster couple's premiums.
The cheapest car insurance in Westminster for drivers with bad credit
The best Westminster car insurance company for customer service
Nationwide was the best company for customer service in Westminster according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Westminster, which was better than other insurers.
The cheapest large national provider in Westminster
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Westminster driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Westminster, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Westminster
What Influences the Cost of Car Insurance in Westminster?
On average, car insurance in Westminster is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Westminster is 35 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Westminster are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Westminster is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Westminster is $88 per month for minimum coverage and $189 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Midway City: Insurance costs 1.55% less
- Garden Grove: Insurance costs 0.71% less
- Stanton: Insurance costs 0.35% more
- Fountain Valley: Insurance costs 4.42% less
- Huntington Beach: Insurance costs 5.31% less
- Sunset Beach: Insurance costs 0.13% more
- Los Alamitos: Insurance costs 4.20% less
- Cypress: Insurance costs 3.54% less
- Seal Beach: Insurance costs 3.71% less
- Rossmoor: Insurance costs 5.84% less
Cities with Similar Populations
- Tower City: Insurance costs 40.14% less
- Toms River: Insurance costs 21.79% less
- Uneedus: Insurance costs 36.12% more
- Tchula: Insurance costs 22.02% less
- Underwood: Insurance costs 39.57% less
- Timbo: Insurance costs 26.13% less
- Tin City: Insurance costs 43.55% less
- Tom Bean: Insurance costs 27.76% less
- Tioga: Insurance costs 32.63% more
- Thompson: Insurance costs 33.29% less