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Get Cheap Car Insurance in Cedar City, UT
We monitor insurance prices, helping the average driver in Cedar City save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in Cedar City
The chart below shows the cheapest car insurance company in Cedar City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| Cedar City Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $49 |
| Auto-Owners Insurance | $49 |
| Travelers | $57 |
| State Farm | $59 |
Savings for Every Kind of Cedar City Driver
Based on our extensive insurance data, we know the average Cedar City driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $414 per year by choosing the right vehicle insurance company. Some Cedar City residents are paying out over $1,349 extra every year for auto insurance in Cedar City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cedar City, UT Savings / Yr. |
|---|---|
$414 |
|
$755 |
|
$604 |
|
$761 |
|
$1,999 |
|
$218 |
|
$871 |
Cedar City Car Insurance vs. Utah
People living in Cedar City pay an average of 5.20% less than the typical driver in the state. The average driver in Cedar City can expect to pay about $749 per year, or $1,349 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in Cedar City for most people.
Car Insurance Prices by Cedar City Neighborhood
Insurance Prices
Where is insurance cheapest within Cedar City?
The map shows insurance prices in and around Cedar City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $97 per year within the city boundaries, with insurance premiums ranging from a high of $1,404 to a low of $1,307. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Cedar City.Pick the Best Car Insurance Company for You in Cedar City
The best car insurance provider for most drivers in Cedar City
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $414 over the average Cedar City car insurance company.
The best car insurance provider for Cedar City drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $755 over the competition.
The best car insurance company for Cedar City drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $604 better than other car insurance companies.
The best auto insurance for Cedar City drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $761 less each year.
The least expensive car insurance company for new and young drivers in Cedar City
In Cedar City, Bear River Mutual costs young drivers $1,999 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cedar City
Progressive gave the largest car insurance discounts to married couples, averaging $218 saved each year compared to an average Cedar City couple's premiums.
The cheapest car insurance in Cedar City for drivers with bad credit
The best Cedar City car insurance company for customer service
Nationwide was the best company for customer service in Cedar City according to the NAIC.
Recent price drops
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The cheapest large national provider in Cedar City
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Cedar City driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cedar City, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around Cedar City
What Influences the Cost of Car Insurance in Cedar City?
On average, car insurance in Cedar City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cedar City is 19 minutes, which is far less than average for a driver in the state.
- Utah state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cedar City are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Cedar City has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Cedar City is $62 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pintura: Insurance costs 1.63% less
- Enoch: Insurance costs 1.26% less
- Lund: Insurance costs 2.45% less
- Summit: Insurance costs 0.52% less
- Kanarraville: Insurance costs 2.74% less
- Brian Head: Insurance costs 1.85% less
- Newcastle: Insurance costs 0.30% more
- Duck Creek Village: Insurance costs 1.93% less
- Beryl Junction: Insurance costs 0.30% more
- Beryl: Insurance costs 0.22% more
Cities with Similar Populations
- Wentzville: Insurance costs 35.21% more
- St. Charles: Insurance costs 11.56% more
- The Acreage: Insurance costs 114.97% more
- Lumberton: Insurance costs 0.82% more
- Nicholasville: Insurance costs 56.63% more
- Monrovia: Insurance costs 71.39% more
- Milton: Insurance costs 37.06% more
- McLean: Insurance costs 7.49% less
- Marlborough: Insurance costs 22.54% more
- Maplewood: Insurance costs 34.69% more