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Get Cheap Car Insurance in Wentzville, MO
We monitor insurance prices, helping the average driver in Wentzville save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Wentzville
The chart below shows the cheapest car insurance company in Wentzville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Wentzville Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Travelers | $69 |
| Safeco Insurance | $70 |
| Clearcover | $76 |
Savings for Every Kind of Wentzville Driver
Based on our extensive insurance data, we know the average Wentzville driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $492 per year by choosing the right vehicle insurance company. Some Wentzville residents are paying out over $1,824 extra every year for auto insurance in Wentzville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wentzville, MO Savings / Yr. |
|---|---|
$492 |
|
$687 |
|
$628 |
|
$703 |
|
$1,483 |
|
$383 |
|
$587 |
Wentzville Car Insurance vs. Missouri
People living in Wentzville pay an average of 1.29% more than the typical driver in the state. The average driver in Wentzville can expect to pay about $1,123 per year, or $1,824 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Wentzville for most people.
Car Insurance Prices by Wentzville Neighborhood
Insurance Prices
Where is insurance cheapest within Wentzville?
The map shows insurance prices in and around Wentzville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $100 per year within the city boundaries, with insurance premiums ranging from a high of $1,894 to a low of $1,794. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of Wentzville.Pick the Best Car Insurance Company for You in Wentzville
The best car insurance provider for most drivers in Wentzville
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $492 over the average Wentzville car insurance company.
The best car insurance provider for Wentzville drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $687 over the competition.
The best car insurance company for Wentzville drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $628 better than other car insurance companies.
The best auto insurance for Wentzville drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $703 less each year.
The least expensive car insurance company for new and young drivers in Wentzville
In Wentzville, Travelers costs young drivers $1,483 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wentzville
State Farm gave the largest car insurance discounts to married couples, averaging $383 saved each year compared to an average Wentzville couple's premiums.
The cheapest car insurance in Wentzville for drivers with bad credit
The best Wentzville car insurance company for customer service
Nationwide was the best company for customer service in Wentzville according to the NAIC.
Recent price drops
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The cheapest large national provider in Wentzville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Wentzville driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wentzville, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Wentzville
What Influences the Cost of Car Insurance in Wentzville?
On average, car insurance in Wentzville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wentzville is 33 minutes, which is about the national average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wentzville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Wentzville is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Wentzville is $94 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Flint Hill: Insurance costs 0.66% less
- Foristell: Insurance costs 0.27% less
- Josephville: Insurance costs 1.54% less
- Lake St. Louis: Insurance costs 0.16% less
- New Melle: Insurance costs 1.04% less
- St. Paul: Insurance costs 1.32% less
- O'fallon: Insurance costs 1.81% more
- Dardenne Prairie: Insurance costs 2.63% more
- Moscow Mills: Insurance costs 0.05% less
- Wright City: Insurance costs 0.22% less
Cities with Similar Populations
- Bear: Insurance costs 13.76% more
- Woonsocket: Insurance costs 33.66% more
- Winder: Insurance costs 2.80% more
- West Hollywood: Insurance costs 38.82% more
- West Bend: Insurance costs 39.75% less
- Vestavia Hills: Insurance costs 12.12% less
- Venice: Insurance costs 30.81% more
- St. Charles: Insurance costs 17.49% less
- Parkville: Insurance costs 18.80% more
- Golden: Insurance costs 6.14% more