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Get Cheap Car Insurance in Parkville, MD
We monitor insurance prices, helping the average driver in Parkville save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Parkville
The chart below shows the cheapest car insurance company in Parkville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Parkville Insurer | Monthly Cost |
|---|---|
| State Farm | $100 |
| Erie Insurance | $102 |
| Travelers | $116 |
| Safeco Insurance | $120 |
Savings for Every Kind of Parkville Driver
Based on our extensive insurance data, we know the average Parkville driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $404 per year by choosing the right vehicle insurance company. Some Parkville residents are paying out over $2,167 extra every year for auto insurance in Parkville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Parkville, MD Savings / Yr. |
|---|---|
$404 |
|
$379 |
|
$441 |
|
$711 |
|
$1,367 |
|
$244 |
|
$956 |
Parkville Car Insurance vs. Maryland
People living in Parkville pay an average of 16.96% more than the typical driver in the state. The average driver in Parkville can expect to pay about $1,477 per year, or $2,167 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Parkville for most people.
Car Insurance Prices by Parkville Neighborhood
Insurance Prices
Where is insurance cheapest within Parkville?
The map shows insurance prices in and around Parkville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $691 per year within the city boundaries, with insurance premiums ranging from a high of $2,560 to a low of $1,869. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Parkville.Pick the Best Car Insurance Company for You in Parkville
The best car insurance provider for most drivers in Parkville
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $404 over the average Parkville car insurance company.
The best car insurance provider for Parkville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $379 over the competition.
The best car insurance company for Parkville drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $441 better than other car insurance companies.
The best auto insurance for Parkville drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $711 less each year.
The least expensive car insurance company for new and young drivers in Parkville
In Parkville, Erie Insurance costs young drivers $1,367 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Parkville
State Farm gave the largest car insurance discounts to married couples, averaging $244 saved each year compared to an average Parkville couple's premiums.
The cheapest car insurance in Parkville for drivers with bad credit
The best Parkville car insurance company for customer service
Recent price drops
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The cheapest large national provider in Parkville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Parkville driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Parkville, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Parkville
What Influences the Cost of Car Insurance in Parkville?
On average, car insurance in Parkville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Parkville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Parkville is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Parkville is $123 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Carney: Insurance costs 7.38% less
- Overlea: Insurance costs 1.85% less
- Towson: Insurance costs 9.51% less
- Nottingham: Insurance costs 1.62% less
- Rosedale: Insurance costs 1.80% more
- Rossville: Insurance costs 4.66% more
- Perry Hall: Insurance costs 8.40% less
- Lutherville: Insurance costs 12.83% less
- Glen Arm: Insurance costs 14.21% less
- Timonium: Insurance costs 12.23% less
Cities with Similar Populations
- Stanton: Insurance costs 4.75% more
- Spanish Fork: Insurance costs 34.24% less
- Leominster: Insurance costs 25.06% less
- Marion: Insurance costs 44.30% less
- Meadow Woods: Insurance costs 35.67% more
- Aiea: Insurance costs 33.78% less
- Moline: Insurance costs 31.52% less
- Morrisville: Insurance costs 41.21% less
- Moses Lake: Insurance costs 36.64% less
- Muskogee: Insurance costs 19.61% less