Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Perry Hall, MD
We monitor insurance prices, helping the average driver in Perry Hall save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Perry Hall
The chart below shows the cheapest car insurance company in Perry Hall for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Perry Hall Insurer | Monthly Cost |
|---|---|
| State Farm | $92 |
| Erie Insurance | $93 |
| Travelers | $106 |
| Safeco Insurance | $110 |
Savings for Every Kind of Perry Hall Driver
Based on our extensive insurance data, we know the average Perry Hall driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $370 per year by choosing the right vehicle insurance company. Some Perry Hall residents are paying out over $1,985 extra every year for auto insurance in Perry Hall. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Perry Hall, MD Savings / Yr. |
|---|---|
$370 |
|
$347 |
|
$404 |
|
$651 |
|
$1,252 |
|
$224 |
|
$875 |
Perry Hall Car Insurance vs. Maryland
People living in Perry Hall pay an average of 7.14% more than the typical driver in the state. The average driver in Perry Hall can expect to pay about $1,353 per year, or $1,985 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Perry Hall for most people.
Car Insurance Prices by Perry Hall Neighborhood
Insurance Prices
Where is insurance cheapest within Perry Hall?
The map shows insurance prices in and around Perry Hall, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $364 per year within the city boundaries, with insurance premiums ranging from a high of $2,203 to a low of $1,839. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Perry Hall.Pick the Best Car Insurance Company for You in Perry Hall
The best car insurance provider for most drivers in Perry Hall
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $370 over the average Perry Hall car insurance company.
The best car insurance provider for Perry Hall drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $347 over the competition.
The best car insurance company for Perry Hall drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $404 better than other car insurance companies.
The best auto insurance for Perry Hall drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $651 less each year.
The least expensive car insurance company for new and young drivers in Perry Hall
In Perry Hall, Erie Insurance costs young drivers $1,252 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Perry Hall
State Farm gave the largest car insurance discounts to married couples, averaging $224 saved each year compared to an average Perry Hall couple's premiums.
The cheapest car insurance in Perry Hall for drivers with bad credit
The best Perry Hall car insurance company for customer service
Nationwide was the best company for customer service in Perry Hall according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Perry Hall, which was better than other insurers.
The cheapest large national provider in Perry Hall
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Perry Hall driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Perry Hall, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Perry Hall
What Influences the Cost of Car Insurance in Perry Hall?
On average, car insurance in Perry Hall is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Perry Hall is 39 minutes, which is about the national average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Perry Hall are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Perry Hall is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Perry Hall is $113 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- White Marsh: Insurance costs 0.25% less
- Nottingham: Insurance costs 7.41% more
- Carney: Insurance costs 1.11% more
- Rossville: Insurance costs 14.26% more
- Overlea: Insurance costs 7.15% more
- Kingsville: Insurance costs 5.09% less
- Glen Arm: Insurance costs 6.35% less
- Middle River: Insurance costs 4.84% more
- Parkville: Insurance costs 9.17% more
- Upper Falls: Insurance costs 3.78% less
Cities with Similar Populations
- Security-Widefield: Insurance costs 2.17% more
- Hilton Head Island: Insurance costs 20.76% less
- Hope Mills: Insurance costs 30.78% less
- Howell: Insurance costs 10.58% less
- Huber Heights: Insurance costs 42.62% less
- Kearney: Insurance costs 30.93% less
- Keizer: Insurance costs 20.10% less
- La Porte: Insurance costs 40.91% less
- La Puente: Insurance costs 16.98% more
- La Vergne: Insurance costs 22.67% less