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Get Cheap Car Insurance in La Vergne, TN
We monitor insurance prices, helping the average driver in La Vergne save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in La Vergne
The chart below shows the cheapest car insurance company in La Vergne for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| La Vergne Insurer | Monthly Cost |
|---|---|
| State Farm | $58 |
| Geico | $64 |
| Farmers Insurance | $65 |
| Safeco Insurance | $66 |
Savings for Every Kind of La Vergne Driver
Based on our extensive insurance data, we know the average La Vergne driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $392 per year by choosing the right vehicle insurance company. Some La Vergne residents are paying out over $1,535 extra every year for auto insurance in La Vergne. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
La Vergne, TN Savings / Yr. |
|---|---|
$392 |
|
$707 |
|
$522 |
|
$598 |
|
$1,539 |
|
$371 |
|
$641 |
La Vergne Car Insurance vs. Tennessee
People living in La Vergne pay an average of 11.30% more than the typical driver in the state. The average driver in La Vergne can expect to pay about $966 per year, or $1,535 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in La Vergne for most people.
Car Insurance Prices by La Vergne Neighborhood
Insurance Prices
Where is insurance cheapest within La Vergne?
The map shows insurance prices in and around La Vergne, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $289 per year within the city boundaries, with insurance premiums ranging from a high of $1,665 to a low of $1,376. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of La Vergne.Pick the Best Car Insurance Company for You in La Vergne
The best car insurance provider for most drivers in La Vergne
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $392 over the average La Vergne car insurance company.
The best car insurance provider for La Vergne drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $707 over the competition.
The best car insurance company for La Vergne drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $522 better than other car insurance companies.
The best auto insurance for La Vergne drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $598 less each year.
The least expensive car insurance company for new and young drivers in La Vergne
In La Vergne, State Farm costs young drivers $1,539 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in La Vergne
State Farm gave the largest car insurance discounts to married couples, averaging $371 saved each year compared to an average La Vergne couple's premiums.
The cheapest car insurance in La Vergne for drivers with bad credit
The best La Vergne car insurance company for customer service
Recent price drops
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The cheapest large national provider in La Vergne
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average La Vergne driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In La Vergne, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around La Vergne
What Influences the Cost of Car Insurance in La Vergne?
On average, car insurance in La Vergne is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in La Vergne is 39 minutes, which is a little more than average for a driver in the state.
- Tennessee state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in La Vergne are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- La Vergne is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in La Vergne is $81 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Smyrna: Insurance costs 7.17% less
- Antioch: Insurance costs 3.32% more
- Stones River Homes: Insurance costs 10.03% less
- Nolensville: Insurance costs 9.51% less
- Suggs Creek: Insurance costs 9.84% less
- Walterhill: Insurance costs 10.88% less
- Hermitage: Insurance costs 2.54% less
- Brentwood: Insurance costs 8.27% less
- Mount Juliet: Insurance costs 8.66% less
- Oak Hill: Insurance costs 9.51% less
Cities with Similar Populations
- East Point: Insurance costs 47.36% more
- Royal Palm Beach: Insurance costs 101.50% more
- San Juan: Insurance costs 24.36% more
- Sherwood: Insurance costs 13.16% more
- Sierra Vista: Insurance costs 4.30% more
- South Salt Lake: Insurance costs 3.26% more
- South Valley: Insurance costs 11.53% more
- Starkville: Insurance costs 7.95% more
- Monroe: Insurance costs 18.63% more
- Summit: Insurance costs 17.92% more