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Get Cheap Car Insurance in San Juan, TX
We monitor insurance prices, helping the average driver in San Juan save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in San Juan
The chart below shows the cheapest car insurance company in San Juan for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| San Juan Insurer | Monthly Cost |
|---|---|
| Clearcover | $49 |
| Mile Auto | $65 |
| Progressive | $66 |
| State Farm | $72 |
Savings for Every Kind of San Juan Driver
Based on our extensive insurance data, we know the average San Juan driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $393 per year by choosing the right vehicle insurance company. Some San Juan residents are paying out over $1,909 extra every year for auto insurance in San Juan. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
San Juan, TX Savings / Yr. |
|---|---|
$393 |
|
$899 |
|
$793 |
|
$908 |
|
$1,382 |
|
$522 |
|
$571 |
San Juan Car Insurance vs. Texas
People living in San Juan pay an average of 2.28% less than the typical driver in the state. The average driver in San Juan can expect to pay about $1,137 per year, or $1,909 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in San Juan for most people.
Car Insurance Prices by San Juan Neighborhood
Insurance Prices
Where is insurance cheapest within San Juan?
The map shows insurance prices in and around San Juan, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $319 per year within the city boundaries, with insurance premiums ranging from a high of $2,045 to a low of $1,726. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of San Juan.Pick the Best Car Insurance Company for You in San Juan
The best car insurance provider for most drivers in San Juan
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $393 over the average San Juan car insurance company.
The best car insurance provider for San Juan drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $899 over the competition.
The best car insurance company for San Juan drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $793 better than other car insurance companies.
The best auto insurance for San Juan drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $908 less each year.
The least expensive car insurance company for new and young drivers in San Juan
In San Juan, State Farm costs young drivers $1,382 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in San Juan
State Farm gave the largest car insurance discounts to married couples, averaging $522 saved each year compared to an average San Juan couple's premiums.
The cheapest car insurance in San Juan for drivers with bad credit
The best San Juan car insurance company for customer service
Recent price drops
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The cheapest large national provider in San Juan
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average San Juan driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In San Juan, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around San Juan
What Influences the Cost of Car Insurance in San Juan?
On average, car insurance in San Juan is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in San Juan is 26 minutes, which is far less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in San Juan are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- San Juan is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in San Juan is $95 per month for minimum coverage and $159 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Alamo: Insurance costs 1.94% less
- Pharr: Insurance costs 2.20% less
- Lopezville: Insurance costs 0.94% less
- McAllen: Insurance costs 3.04% less
- Donna: Insurance costs 4.82% less
- Muniz: Insurance costs 7.49% less
- Cesar Chavez: Insurance costs 0.73% less
- Nurillo: Insurance costs 4.19% less
- El Gato: Insurance costs 9.90% less
- Edinburg: Insurance costs 3.56% less
Cities with Similar Populations
- Moncks Corner: Insurance costs 9.69% less
- Royal Palm Beach: Insurance costs 62.02% more
- Rome: Insurance costs 15.77% more
- Oswego: Insurance costs 20.01% less
- Orangeburg: Insurance costs 8.54% less
- Old Bridge: Insurance costs 1.00% less
- Ocean Springs: Insurance costs 10.27% less
- New Smyrna Beach: Insurance costs 27.08% more
- Mount Pleasant: Insurance costs 42.33% more
- Sandusky: Insurance costs 41.28% less