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Get Cheap Car Insurance in Orangeburg, SC
We monitor insurance prices, helping the average driver in Orangeburg save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Orangeburg
The chart below shows the cheapest car insurance company in Orangeburg for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Orangeburg Insurer | Monthly Cost |
|---|---|
| Geico | $62 |
| State Farm | $70 |
| Auto-Owners Insurance | $70 |
| Safeco Insurance | $77 |
Savings for Every Kind of Orangeburg Driver
Based on our extensive insurance data, we know the average Orangeburg driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $383 per year by choosing the right vehicle insurance company. Some Orangeburg residents are paying out over $1,746 extra every year for auto insurance in Orangeburg. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Orangeburg, SC Savings / Yr. |
|---|---|
$383 |
|
$687 |
|
$581 |
|
$722 |
|
$1,414 |
|
$324 |
|
$420 |
Orangeburg Car Insurance vs. South Carolina
People living in Orangeburg pay an average of 7.18% more than the typical driver in the state. The average driver in Orangeburg can expect to pay about $1,027 per year, or $1,746 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Orangeburg for most people.
Car Insurance Prices by Orangeburg Neighborhood
Insurance Prices
Where is insurance cheapest within Orangeburg?
The map shows insurance prices in and around Orangeburg, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $280 per year within the city boundaries, with insurance premiums ranging from a high of $1,914 to a low of $1,634. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Orangeburg.Pick the Best Car Insurance Company for You in Orangeburg
The best car insurance provider for most drivers in Orangeburg
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $383 over the average Orangeburg car insurance company.
The best car insurance provider for Orangeburg drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $687 over the competition.
The best car insurance company for Orangeburg drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $581 better than other car insurance companies.
The best auto insurance for Orangeburg drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $722 less each year.
The least expensive car insurance company for new and young drivers in Orangeburg
In Orangeburg, Geico costs young drivers $1,414 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Orangeburg
Geico gave the largest car insurance discounts to married couples, averaging $324 saved each year compared to an average Orangeburg couple's premiums.
The cheapest car insurance in Orangeburg for drivers with bad credit
The best Orangeburg car insurance company for customer service
Nationwide was the best company for customer service in Orangeburg according to the NAIC.
Recent price drops
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The cheapest large national provider in Orangeburg
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Orangeburg driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Orangeburg, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Orangeburg
What Influences the Cost of Car Insurance in Orangeburg?
On average, car insurance in Orangeburg is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Orangeburg are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Orangeburg is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Orangeburg is $86 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Brookdale: Insurance costs 3.38% more
- Cordova: Insurance costs 0.29% more
- Wolfton: Insurance costs 2.98% less
- Cameron: Insurance costs 3.55% less
- St. Matthews: Insurance costs 3.67% less
- Singleton: Insurance costs 4.81% less
- Neeses: Insurance costs 3.26% less
- Norway: Insurance costs 0.34% less
- Creston: Insurance costs 3.78% less
- North: Insurance costs 3.09% less
Cities with Similar Populations
- Atlantic City: Insurance costs 20.79% more
- Temple City: Insurance costs 34.02% more
- Wenatchee: Insurance costs 21.02% less
- Adelanto: Insurance costs 28.92% more
- Estero: Insurance costs 38.20% more
- East Point: Insurance costs 29.55% more
- Danville: Insurance costs 16.67% less
- Cullman: Insurance costs 12.89% less
- Crossville: Insurance costs 23.94% less
- Copperas Cove: Insurance costs 4.18% less