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Get Cheap Car Insurance in Danville, IL
We monitor insurance prices, helping the average driver in Danville save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Danville
The chart below shows the cheapest car insurance company in Danville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Danville Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Country Financial | $53 |
| Metromile | $58 |
| American Family Insurance | $62 |
Savings for Every Kind of Danville Driver
Based on our extensive insurance data, we know the average Danville driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $340 per year by choosing the right vehicle insurance company. Some Danville residents are paying out over $1,455 extra every year for auto insurance in Danville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Danville, IL Savings / Yr. |
|---|---|
$340 |
|
$639 |
|
$511 |
|
$536 |
|
$1,321 |
|
$380 |
|
$488 |
Danville Car Insurance vs. Illinois
People living in Danville pay an average of 3.74% less than the typical driver in the state. The average driver in Danville can expect to pay about $863 per year, or $1,455 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Danville for most people.
Car Insurance Prices by Danville Neighborhood
Insurance Prices
Where is insurance cheapest within Danville?
The map shows insurance prices in and around Danville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $324 per year within the city boundaries, with insurance premiums ranging from a high of $1,655 to a low of $1,331. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Danville.Pick the Best Car Insurance Company for You in Danville
The best car insurance provider for most drivers in Danville
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $340 over the average Danville car insurance company.
The best car insurance provider for Danville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $639 over the competition.
The best car insurance company for Danville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $511 better than other car insurance companies.
The best auto insurance for Danville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $536 less each year.
The least expensive car insurance company for new and young drivers in Danville
In Danville, State Farm costs young drivers $1,321 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Danville
State Farm gave the largest car insurance discounts to married couples, averaging $380 saved each year compared to an average Danville couple's premiums.
The cheapest car insurance in Danville for drivers with bad credit
The best Danville car insurance company for customer service
Recent price drops
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The cheapest large national provider in Danville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Danville driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Danville, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Danville
What Influences the Cost of Car Insurance in Danville?
On average, car insurance in Danville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Danville is 20 minutes, which is far less than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Danville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Danville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Danville is $72 per month for minimum coverage and $121 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Tilton: Insurance costs 2.82% less
- Belgium: Insurance costs 2.41% less
- State Line City: Insurance costs 21.17% less
- Bismarck: Insurance costs 6.94% less
- Westville: Insurance costs 2.20% less
- Catlin: Insurance costs 5.98% less
- Newtown: Insurance costs 7.90% less
- Himrod: Insurance costs 3.23% less
- Oakwood: Insurance costs 6.19% less
- Higginsville: Insurance costs 8.25% less
Cities with Similar Populations
- Woburn: Insurance costs 14.50% more
- Somerset: Insurance costs 41.99% more
- South Salt Lake: Insurance costs 8.93% more
- Summit: Insurance costs 24.40% more
- East Point: Insurance costs 55.46% more
- Cullman: Insurance costs 4.54% more
- Crossville: Insurance costs 8.73% less
- Villa Rica: Insurance costs 27.77% more
- College Park: Insurance costs 43.09% more
- Wenatchee: Insurance costs 5.22% less