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Get Cheap Car Insurance in South Salt Lake, UT
We monitor insurance prices, helping the average driver in South Salt Lake save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in South Salt Lake
The chart below shows the cheapest car insurance company in South Salt Lake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| South Salt Lake Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $57 |
| Auto-Owners Insurance | $58 |
| Travelers | $67 |
| State Farm | $70 |
Savings for Every Kind of South Salt Lake Driver
Based on our extensive insurance data, we know the average South Salt Lake driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $487 per year by choosing the right vehicle insurance company. Some South Salt Lake residents are paying out over $1,585 extra every year for auto insurance in South Salt Lake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Salt Lake, UT Savings / Yr. |
|---|---|
$487 |
|
$887 |
|
$710 |
|
$894 |
|
$2,349 |
|
$256 |
|
$1,024 |
South Salt Lake Car Insurance vs. Utah
People living in South Salt Lake pay an average of 11.39% more than the typical driver in the state. The average driver in South Salt Lake can expect to pay about $880 per year, or $1,585 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in South Salt Lake for most people.
Car Insurance Prices by South Salt Lake Neighborhood
Insurance Prices
Where is insurance cheapest within South Salt Lake?
The map shows insurance prices in and around South Salt Lake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $367 per year within the city boundaries, with insurance premiums ranging from a high of $1,790 to a low of $1,423. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of South Salt Lake.Pick the Best Car Insurance Company for You in South Salt Lake
The best car insurance provider for most drivers in South Salt Lake
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $487 over the average South Salt Lake car insurance company.
The best car insurance provider for South Salt Lake drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $887 over the competition.
The best car insurance company for South Salt Lake drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $710 better than other car insurance companies.
The best auto insurance for South Salt Lake drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $894 less each year.
The least expensive car insurance company for new and young drivers in South Salt Lake
In South Salt Lake, Bear River Mutual costs young drivers $2,349 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Salt Lake
Progressive gave the largest car insurance discounts to married couples, averaging $256 saved each year compared to an average South Salt Lake couple's premiums.
The cheapest car insurance in South Salt Lake for drivers with bad credit
The best South Salt Lake car insurance company for customer service
Nationwide was the best company for customer service in South Salt Lake according to the NAIC.
Recent price drops
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The cheapest large national provider in South Salt Lake
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average South Salt Lake driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Salt Lake, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around South Salt Lake
What Influences the Cost of Car Insurance in South Salt Lake?
On average, car insurance in South Salt Lake is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Utah state insurance regulations may allow for lower prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Salt Lake are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- South Salt Lake is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Salt Lake is $73 per month for minimum coverage and $132 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Murray: Insurance costs 5.11% less
- Holladay: Insurance costs 7.19% less
- Salt Lake City: Insurance costs 4.67% less
- Taylorsville: Insurance costs 2.52% less
- West Valley City: Insurance costs 0.57% more
- Midvale: Insurance costs 3.66% less
- Cottonwood Heights: Insurance costs 7.00% less
- Kearns: Insurance costs 0.95% more
- West Jordan: Insurance costs 4.48% less
- Sandy: Insurance costs 7.38% less
Cities with Similar Populations
- Woodlawn: Insurance costs 41.32% more
- Aventura: Insurance costs 99.37% more
- Willowbrook: Insurance costs 57.48% more
- Bettendorf: Insurance costs 22.15% less
- Canal Winchester: Insurance costs 22.02% less
- Ringgold: Insurance costs 8.96% more
- Menomonee Falls: Insurance costs 29.72% less
- Port Huron: Insurance costs 83.91% more
- Plainfield: Insurance costs 24.35% less
- Phoenixville: Insurance costs 11.36% less