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Get Cheap Car Insurance in College Park, MD
We monitor insurance prices, helping the average driver in College Park save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in College Park
The chart below shows the cheapest car insurance company in College Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| College Park Insurer | Monthly Cost |
|---|---|
| State Farm | $97 |
| Erie Insurance | $98 |
| Travelers | $111 |
| Safeco Insurance | $116 |
Savings for Every Kind of College Park Driver
Based on our extensive insurance data, we know the average College Park driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $388 per year by choosing the right vehicle insurance company. Some College Park residents are paying out over $2,082 extra every year for auto insurance in College Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
College Park, MD Savings / Yr. |
|---|---|
$388 |
|
$364 |
|
$424 |
|
$683 |
|
$1,314 |
|
$235 |
|
$918 |
College Park Car Insurance vs. Maryland
People living in College Park pay an average of 12.37% more than the typical driver in the state. The average driver in College Park can expect to pay about $1,419 per year, or $2,082 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in College Park for most people.
Car Insurance Prices by College Park Neighborhood
Insurance Prices
Where is insurance cheapest within College Park?
The map shows insurance prices in and around College Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $278 per year within the city boundaries, with insurance premiums ranging from a high of $2,252 to a low of $1,974. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of College Park.Pick the Best Car Insurance Company for You in College Park
The best car insurance provider for most drivers in College Park
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $388 over the average College Park car insurance company.
The best car insurance provider for College Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $364 over the competition.
The best car insurance company for College Park drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $424 better than other car insurance companies.
The best auto insurance for College Park drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $683 less each year.
The least expensive car insurance company for new and young drivers in College Park
In College Park, Erie Insurance costs young drivers $1,314 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in College Park
State Farm gave the largest car insurance discounts to married couples, averaging $235 saved each year compared to an average College Park couple's premiums.
The cheapest car insurance in College Park for drivers with bad credit
The best College Park car insurance company for customer service
Nationwide was the best company for customer service in College Park according to the NAIC.
Recent price drops
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The cheapest large national provider in College Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average College Park driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In College Park, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around College Park
What Influences the Cost of Car Insurance in College Park?
On average, car insurance in College Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in College Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- College Park is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in College Park is $118 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Berwyn Heights: Insurance costs 0.48% more
- University Park: Insurance costs 0.14% less
- Adelphi: Insurance costs 7.54% more
- Hyattsville: Insurance costs 10.76% more
- Greenbelt: Insurance costs 4.42% more
- Riverdale Park: Insurance costs 9.85% more
- East Riverdale: Insurance costs 11.58% more
- Chillum: Insurance costs 12.34% more
- Edmonston: Insurance costs 8.89% more
- Riverdale: Insurance costs 12.20% more
Cities with Similar Populations
- Claremont: Insurance costs 3.70% more
- Long Beach: Insurance costs 38.14% more
- Park Ridge: Insurance costs 19.98% less
- Old Bridge: Insurance costs 9.22% less
- Ocean Springs: Insurance costs 17.72% less
- New Smyrna Beach: Insurance costs 16.52% more
- Mount Pleasant: Insurance costs 30.50% more
- Adelanto: Insurance costs 8.12% more
- Madison: Insurance costs 24.30% less
- Peachtree City: Insurance costs 14.27% less