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Get Cheap Car Insurance in Adelphi, MD
We monitor insurance prices, helping the average driver in Adelphi save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Adelphi
The chart below shows the cheapest car insurance company in Adelphi for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Adelphi Insurer | Monthly Cost |
|---|---|
| State Farm | $104 |
| Erie Insurance | $105 |
| Travelers | $120 |
| Safeco Insurance | $124 |
Savings for Every Kind of Adelphi Driver
Based on our extensive insurance data, we know the average Adelphi driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $417 per year by choosing the right vehicle insurance company. Some Adelphi residents are paying out over $2,239 extra every year for auto insurance in Adelphi. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Adelphi, MD Savings / Yr. |
|---|---|
$417 |
|
$391 |
|
$455 |
|
$735 |
|
$1,412 |
|
$252 |
|
$987 |
Adelphi Car Insurance vs. Maryland
People living in Adelphi pay an average of 20.81% more than the typical driver in the state. The average driver in Adelphi can expect to pay about $1,526 per year, or $2,239 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Adelphi for most people.
Car Insurance Prices by Adelphi Neighborhood
Insurance Prices
Where is insurance cheapest within Adelphi?
The map shows insurance prices in and around Adelphi, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $421 per year within the city boundaries, with insurance premiums ranging from a high of $2,417 to a low of $1,996. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of Adelphi.Pick the Best Car Insurance Company for You in Adelphi
The best car insurance provider for most drivers in Adelphi
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $417 over the average Adelphi car insurance company.
The best car insurance provider for Adelphi drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $391 over the competition.
The best car insurance company for Adelphi drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $455 better than other car insurance companies.
The best auto insurance for Adelphi drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $735 less each year.
The least expensive car insurance company for new and young drivers in Adelphi
In Adelphi, Erie Insurance costs young drivers $1,412 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Adelphi
State Farm gave the largest car insurance discounts to married couples, averaging $252 saved each year compared to an average Adelphi couple's premiums.
The cheapest car insurance in Adelphi for drivers with bad credit
The best Adelphi car insurance company for customer service
Recent price drops
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The cheapest large national provider in Adelphi
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Adelphi driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Adelphi, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Adelphi
What Influences the Cost of Car Insurance in Adelphi?
On average, car insurance in Adelphi is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Adelphi is 42 minutes, which is about the national average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Adelphi are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Adelphi is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Adelphi is $127 per month for minimum coverage and $187 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- College Park: Insurance costs 7.01% less
- Takoma Park: Insurance costs 0.94% more
- Chillum: Insurance costs 4.47% more
- University Park: Insurance costs 7.15% less
- Hyattsville: Insurance costs 2.99% more
- Four Corners: Insurance costs 10.90% less
- Silver Spring: Insurance costs 4.15% less
- White Oak: Insurance costs 0.18% less
- Berwyn Heights: Insurance costs 6.57% less
- Riverdale Park: Insurance costs 2.14% more
Cities with Similar Populations
- Franklin Park: Insurance costs 38.01% less
- North Chicago: Insurance costs 14.34% less
- Shively: Insurance costs 6.92% more
- Lindale: Insurance costs 26.49% less
- Ludington: Insurance costs 20.99% more
- South Houston: Insurance costs 9.83% less
- Beech Grove: Insurance costs 43.68% less
- Vermilion: Insurance costs 49.93% less
- Kailua-Kona: Insurance costs 38.05% less
- Bellevue: Insurance costs 52.17% less