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Get Cheap Car Insurance in University Park, MD
We monitor insurance prices, helping the average driver in University Park save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in University Park
The chart below shows the cheapest car insurance company in University Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| University Park Insurer | Monthly Cost |
|---|---|
| State Farm | $96 |
| Erie Insurance | $98 |
| Travelers | $111 |
| Safeco Insurance | $116 |
Savings for Every Kind of University Park Driver
Based on our extensive insurance data, we know the average University Park driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $387 per year by choosing the right vehicle insurance company. Some University Park residents are paying out over $2,079 extra every year for auto insurance in University Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University Park, MD Savings / Yr. |
|---|---|
$387 |
|
$363 |
|
$423 |
|
$682 |
|
$1,311 |
|
$234 |
|
$917 |
University Park Car Insurance vs. Maryland
People living in University Park pay an average of 12.18% more than the typical driver in the state. The average driver in University Park can expect to pay about $1,417 per year, or $2,079 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in University Park for most people.
Car Insurance Prices by University Park Neighborhood
Insurance Prices
Where is insurance cheapest within University Park?
The map shows insurance prices in and around University Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $336 per year within the city boundaries, with insurance premiums ranging from a high of $2,332 to a low of $1,996. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of University Park.Pick the Best Car Insurance Company for You in University Park
The best car insurance provider for most drivers in University Park
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $387 over the average University Park car insurance company.
The best car insurance provider for University Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $363 over the competition.
The best car insurance company for University Park drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $423 better than other car insurance companies.
The best auto insurance for University Park drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $682 less each year.
The least expensive car insurance company for new and young drivers in University Park
In University Park, Erie Insurance costs young drivers $1,311 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University Park
State Farm gave the largest car insurance discounts to married couples, averaging $234 saved each year compared to an average University Park couple's premiums.
The cheapest car insurance in University Park for drivers with bad credit
The best University Park car insurance company for customer service
Nationwide was the best company for customer service in University Park according to the NAIC.
Recent price drops
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The cheapest large national provider in University Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average University Park driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University Park, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around University Park
What Influences the Cost of Car Insurance in University Park?
On average, car insurance in University Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in University Park is 42 minutes, which is about the national average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University Park are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- University Park is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University Park is $118 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hyattsville: Insurance costs 10.92% more
- Riverdale Park: Insurance costs 10.00% more
- Edmonston: Insurance costs 9.04% more
- Chillum: Insurance costs 12.51% more
- College Park: Insurance costs 0.14% more
- North Brentwood: Insurance costs 9.48% more
- East Riverdale: Insurance costs 11.74% more
- Brentwood: Insurance costs 10.87% more
- Mount Rainier: Insurance costs 14.09% more
- Cottage City: Insurance costs 14.09% more
Cities with Similar Populations
- Steeleville: Insurance costs 29.15% less
- Decaturville: Insurance costs 34.58% less
- Doucette: Insurance costs 20.73% less
- Fryeburg: Insurance costs 53.63% less
- Gresham: Insurance costs 18.42% less
- Le Grand: Insurance costs 8.08% less
- Lee Center: Insurance costs 0.82% less
- Mediapolis: Insurance costs 40.79% less
- New Miami: Insurance costs 44.01% less
- Oak Creek: Insurance costs 14.14% less