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Get Cheap Car Insurance in Shively, KY
We monitor insurance prices, helping the average driver in Shively save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Shively
The chart below shows the cheapest car insurance company in Shively for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Shively Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $68 |
| State Farm | $68 |
| Travelers | $100 |
| Geico | $108 |
Savings for Every Kind of Shively Driver
Based on our extensive insurance data, we know the average Shively driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $605 per year by choosing the right vehicle insurance company. Some Shively residents are paying out over $2,394 extra every year for auto insurance in Shively. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Shively, KY Savings / Yr. |
|---|---|
$605 |
|
$992 |
|
$976 |
|
$987 |
|
$1,954 |
|
$654 |
|
$1,048 |
Shively Car Insurance vs. Kentucky
People living in Shively pay an average of 12.18% more than the typical driver in the state. The average driver in Shively can expect to pay about $1,233 per year, or $2,394 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Shively for most people.
Car Insurance Prices by Shively Neighborhood
Insurance Prices
Where is insurance cheapest within Shively?
The map shows insurance prices in and around Shively, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $518 per year within the city boundaries, with insurance premiums ranging from a high of $2,631 to a low of $2,113. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Shively.Pick the Best Car Insurance Company for You in Shively
The best car insurance provider for most drivers in Shively
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $605 over the average Shively car insurance company.
The best car insurance provider for Shively drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $992 over the competition.
The best car insurance company for Shively drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $976 better than other car insurance companies.
The best auto insurance for Shively drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $987 less each year.
The least expensive car insurance company for new and young drivers in Shively
In Shively, State Farm costs young drivers $1,954 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Shively
State Farm gave the largest car insurance discounts to married couples, averaging $654 saved each year compared to an average Shively couple's premiums.
The cheapest car insurance in Shively for drivers with bad credit
The best Shively car insurance company for customer service
Recent price drops
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The cheapest large national provider in Shively
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Shively driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Shively, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Shively
What Influences the Cost of Car Insurance in Shively?
On average, car insurance in Shively is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Shively are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Shively is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Shively is $103 per month for minimum coverage and $199 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Parkway Village: Insurance costs 10.90% less
- Audubon Park: Insurance costs 9.23% less
- Lynnview: Insurance costs 6.73% less
- Louisville: Insurance costs 8.86% less
- Fairdale: Insurance costs 8.81% less
- Watterson Park: Insurance costs 3.30% less
- Strathmoor Village: Insurance costs 12.24% less
- Edwardsville: Insurance costs 50.29% less
- Seneca Gardens: Insurance costs 11.45% less
- Kingsley: Insurance costs 12.24% less
Cities with Similar Populations
- Greendale: Insurance costs 51.75% less
- Sauk Rapids: Insurance costs 33.63% less
- Rye: Insurance costs 12.16% more
- Hazel Park: Insurance costs 36.38% more
- Hawaiian Paradise Park: Insurance costs 39.64% less
- Hanover: Insurance costs 31.08% less
- Hampton Bays: Insurance costs 6.81% more
- Hampstead: Insurance costs 24.64% less
- Gulf Shores: Insurance costs 36.42% less
- Greenville: Insurance costs 43.40% less