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Get Cheap Car Insurance in Mount Juliet, TN
We monitor insurance prices, helping the average driver in Mount Juliet save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Mount Juliet
The chart below shows the cheapest car insurance company in Mount Juliet for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| Mount Juliet Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| Geico | $59 |
| Farmers Insurance | $60 |
| Safeco Insurance | $60 |
Savings for Every Kind of Mount Juliet Driver
Based on our extensive insurance data, we know the average Mount Juliet driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $358 per year by choosing the right vehicle insurance company. Some Mount Juliet residents are paying out over $1,402 extra every year for auto insurance in Mount Juliet. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mount Juliet, TN Savings / Yr. |
|---|---|
$358 |
|
$646 |
|
$477 |
|
$546 |
|
$1,406 |
|
$339 |
|
$586 |
Mount Juliet Car Insurance vs. Tennessee
People living in Mount Juliet pay an average of 1.67% more than the typical driver in the state. The average driver in Mount Juliet can expect to pay about $882 per year, or $1,402 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Mount Juliet for most people.
Car Insurance Prices by Mount Juliet Neighborhood
Insurance Prices
Where is insurance cheapest within Mount Juliet?
The map shows insurance prices in and around Mount Juliet, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $137 per year within the city boundaries, with insurance premiums ranging from a high of $1,457 to a low of $1,320. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southwest parts of Mount Juliet.Pick the Best Car Insurance Company for You in Mount Juliet
The best car insurance provider for most drivers in Mount Juliet
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $358 over the average Mount Juliet car insurance company.
The best car insurance provider for Mount Juliet drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $646 over the competition.
The best car insurance company for Mount Juliet drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $477 better than other car insurance companies.
The best auto insurance for Mount Juliet drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $546 less each year.
The least expensive car insurance company for new and young drivers in Mount Juliet
In Mount Juliet, State Farm costs young drivers $1,406 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mount Juliet
State Farm gave the largest car insurance discounts to married couples, averaging $339 saved each year compared to an average Mount Juliet couple's premiums.
The cheapest car insurance in Mount Juliet for drivers with bad credit
The best Mount Juliet car insurance company for customer service
Nationwide was the best company for customer service in Mount Juliet according to the NAIC.
Recent price drops
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The cheapest large national provider in Mount Juliet
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Mount Juliet driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mount Juliet, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around Mount Juliet
What Influences the Cost of Car Insurance in Mount Juliet?
On average, car insurance in Mount Juliet is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mount Juliet is 39 minutes, which is a little more than average for a driver in the state.
- Tennessee state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mount Juliet are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Mount Juliet has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mount Juliet is $74 per month for minimum coverage and $117 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Green Hill: Insurance costs 1.21% more
- Hermitage: Insurance costs 6.70% more
- Old Hickory: Insurance costs 5.35% more
- Suggs Creek: Insurance costs 1.28% less
- Cairo Bend: Insurance costs 2.85% less
- Laguardo: Insurance costs 1.36% less
- Lakewood: Insurance costs 3.14% more
- Gladeville: Insurance costs 4.64% less
- Lebanon: Insurance costs 2.57% less
- Stones River Homes: Insurance costs 1.50% less
Cities with Similar Populations
- Berwyn: Insurance costs 36.88% more
- Bonita Springs: Insurance costs 74.25% more
- Carrollton: Insurance costs 25.75% more
- Carson City: Insurance costs 49.71% more
- Colton: Insurance costs 57.42% more
- Columbia: Insurance costs 0.50% more
- Conway: Insurance costs 16.98% more
- Danville: Insurance costs 11.55% less
- Encino: Insurance costs 89.23% more
- Falls Church: Insurance costs 4.78% less