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Get Cheap Car Insurance in Old Hickory, TN
We monitor insurance prices, helping the average driver in Old Hickory save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Old Hickory
The chart below shows the cheapest car insurance company in Old Hickory for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| Old Hickory Insurer | Monthly Cost |
|---|---|
| State Farm | $56 |
| Geico | $62 |
| Farmers Insurance | $63 |
| Safeco Insurance | $63 |
Savings for Every Kind of Old Hickory Driver
Based on our extensive insurance data, we know the average Old Hickory driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $377 per year by choosing the right vehicle insurance company. Some Old Hickory residents are paying out over $1,477 extra every year for auto insurance in Old Hickory. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Hickory, TN Savings / Yr. |
|---|---|
$377 |
|
$680 |
|
$502 |
|
$575 |
|
$1,481 |
|
$357 |
|
$617 |
Old Hickory Car Insurance vs. Tennessee
People living in Old Hickory pay an average of 7.08% more than the typical driver in the state. The average driver in Old Hickory can expect to pay about $929 per year, or $1,477 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Old Hickory for most people.
Car Insurance Prices by Old Hickory Neighborhood
Insurance Prices
Where is insurance cheapest within Old Hickory?
The map shows insurance prices in and around Old Hickory, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $228 per year within the city boundaries, with insurance premiums ranging from a high of $1,603 to a low of $1,375. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Old Hickory.Pick the Best Car Insurance Company for You in Old Hickory
The best car insurance provider for most drivers in Old Hickory
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $377 over the average Old Hickory car insurance company.
The best car insurance provider for Old Hickory drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $680 over the competition.
The best car insurance company for Old Hickory drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $502 better than other car insurance companies.
The best auto insurance for Old Hickory drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $575 less each year.
The least expensive car insurance company for new and young drivers in Old Hickory
In Old Hickory, State Farm costs young drivers $1,481 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Hickory
State Farm gave the largest car insurance discounts to married couples, averaging $357 saved each year compared to an average Old Hickory couple's premiums.
The cheapest car insurance in Old Hickory for drivers with bad credit
The best Old Hickory car insurance company for customer service
Nationwide was the best company for customer service in Old Hickory according to the NAIC.
Recent price drops
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The cheapest large national provider in Old Hickory
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Old Hickory driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Hickory, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around Old Hickory
What Influences the Cost of Car Insurance in Old Hickory?
On average, car insurance in Old Hickory is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Old Hickory is 36 minutes, which is about the national average for a driver in the state.
- Tennessee state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old Hickory are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Old Hickory is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Old Hickory is $77 per month for minimum coverage and $123 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lakewood: Insurance costs 2.10% less
- Green Hill: Insurance costs 3.93% less
- Hermitage: Insurance costs 1.29% more
- Hendersonville: Insurance costs 4.13% less
- Madison: Insurance costs 6.70% more
- Mount Juliet: Insurance costs 5.08% less
- Goodlettsville: Insurance costs 1.96% less
- Laguardo: Insurance costs 6.36% less
- Suggs Creek: Insurance costs 6.30% less
- Cairo Bend: Insurance costs 7.79% less
Cities with Similar Populations
- Woodinville: Insurance costs 7.31% more
- Bay City: Insurance costs 14.69% more
- Batesville: Insurance costs 12.12% more
- Baldwin: Insurance costs 2.57% less
- Bayville: Insurance costs 19.43% more
- Aston: Insurance costs 4.60% less
- Wixom: Insurance costs 111.51% more
- Arnold: Insurance costs 22.14% more
- Arcata: Insurance costs 29.38% more
- Alum Rock: Insurance costs 48.07% more