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Get Cheap Car Insurance in Woodinville, WA
We monitor insurance prices, helping the average driver in Woodinville save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Woodinville
The chart below shows the cheapest car insurance company in Woodinville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Woodinville Insurer | Monthly Cost |
|---|---|
| Metromile | $55 |
| State Farm | $61 |
| Progressive | $67 |
| Geico | $73 |
Savings for Every Kind of Woodinville Driver
Based on our extensive insurance data, we know the average Woodinville driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $464 per year by choosing the right vehicle insurance company. Some Woodinville residents are paying out over $1,585 extra every year for auto insurance in Woodinville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Woodinville, WA Savings / Yr. |
|---|---|
$464 |
|
$819 |
|
$590 |
|
$447 |
|
$1,696 |
|
$321 |
|
$550 |
Woodinville Car Insurance vs. Washington
People living in Woodinville pay an average of 12.87% more than the typical driver in the state. The average driver in Woodinville can expect to pay about $953 per year, or $1,585 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Woodinville for most people.
Car Insurance Prices by Woodinville Neighborhood
Insurance Prices
Where is insurance cheapest within Woodinville?
The map shows insurance prices in and around Woodinville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $278 per year within the city boundaries, with insurance premiums ranging from a high of $1,736 to a low of $1,458. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Woodinville.Pick the Best Car Insurance Company for You in Woodinville
The best car insurance provider for most drivers in Woodinville
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $464 over the average Woodinville car insurance company.
The best car insurance provider for Woodinville drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $819 over the competition.
The best car insurance company for Woodinville drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $590 better than other car insurance companies.
The best auto insurance for Woodinville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $447 less each year.
The least expensive car insurance company for new and young drivers in Woodinville
In Woodinville, State Farm costs young drivers $1,696 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Woodinville
State Farm gave the largest car insurance discounts to married couples, averaging $321 saved each year compared to an average Woodinville couple's premiums.
The cheapest car insurance in Woodinville for drivers with bad credit
The best Woodinville car insurance company for customer service
Nationwide was the best company for customer service in Woodinville according to the NAIC.
Recent price drops
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The cheapest large national provider in Woodinville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Woodinville driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Woodinville, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Woodinville
What Influences the Cost of Car Insurance in Woodinville?
On average, car insurance in Woodinville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Woodinville is 38 minutes, which is a little more than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Woodinville are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Woodinville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Woodinville is $79 per month for minimum coverage and $132 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kingsgate: Insurance costs 1.89% more
- Bothell: Insurance costs 0.69% more
- Hollywood: Insurance costs 4.10% less
- Cottage Lake: Insurance costs 4.16% less
- Clearview: Insurance costs 0.32% less
- Kenmore: Insurance costs 1.51% more
- Inglewood-Finn Hill: Insurance costs 1.07% more
- Bothell West: Insurance costs 2.15% more
- Mill Creek East: Insurance costs 0.38% less
- Kirkland: Insurance costs 2.15% more
Cities with Similar Populations
- New Canaan: Insurance costs 31.04% more
- Olivehurst: Insurance costs 29.46% more
- Old Hickory: Insurance costs 6.81% less
- Northdale: Insurance costs 89.40% more
- Newtown Square: Insurance costs 12.30% less
- Newport: Insurance costs 12.74% less
- Newport: Insurance costs 25.62% less
- Newington: Insurance costs 14.51% less
- New River: Insurance costs 15.52% more
- Oregon: Insurance costs 31.29% less