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Get Cheap Car Insurance in Wixom, MI
We monitor insurance prices, helping the average driver in Wixom save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Wixom
The chart below shows the cheapest car insurance company in Wixom for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Wixom Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $116 |
| Progressive | $132 |
| State Farm | $133 |
| Safeco Insurance | $141 |
Savings for Every Kind of Wixom Driver
Based on our extensive insurance data, we know the average Wixom driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,256 per year by choosing the right vehicle insurance company. Some Wixom residents are paying out over $3,124 extra every year for auto insurance in Wixom. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wixom, MI Savings / Yr. |
|---|---|
$1,256 |
|
$2,050 |
|
$1,814 |
|
$2,757 |
|
$3,253 |
|
$0 |
|
$0 |
Wixom Car Insurance vs. Michigan
People living in Wixom pay an average of 7.77% more than the typical driver in the state. The average driver in Wixom can expect to pay about $2,373 per year, or $3,124 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Wixom for most people.
Car Insurance Prices by Wixom Neighborhood
Insurance Prices
Where is insurance cheapest within Wixom?
The map shows insurance prices in and around Wixom, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $470 per year within the city boundaries, with insurance premiums ranging from a high of $3,344 to a low of $2,874. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Wixom.Pick the Best Car Insurance Company for You in Wixom
The best car insurance provider for most drivers in Wixom
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,256 over the average Wixom car insurance company.
The best car insurance provider for Wixom drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,050 over the competition.
The best car insurance company for Wixom drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,814 better than other car insurance companies.
The best auto insurance for Wixom drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,757 less each year.
The least expensive car insurance company for new and young drivers in Wixom
In Wixom, Geico costs young drivers $3,253 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wixom
The cheapest car insurance in Wixom for drivers with bad credit
The best Wixom car insurance company for customer service
Recent price drops
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The cheapest large national provider in Wixom
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Wixom driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wixom, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Wixom
What Influences the Cost of Car Insurance in Wixom?
On average, car insurance in Wixom is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wixom is 32 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Wixom is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Wixom is $198 per month for minimum coverage and $260 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wolverine Lake: Insurance costs 4.67% less
- Walled Lake: Insurance costs 2.53% less
- Novi: Insurance costs 0.32% more
- Commerce Township: Insurance costs 3.55% less
- New Hudson: Insurance costs 8.32% less
- Milford: Insurance costs 6.11% less
- West Bloomfield: Insurance costs 2.56% more
- Northville: Insurance costs 2.91% less
- South Lyon: Insurance costs 7.01% less
- White Lake: Insurance costs 3.49% less
Cities with Similar Populations
- Alsip: Insurance costs 44.53% less
- Alum Rock: Insurance costs 29.99% less
- Newton Center: Insurance costs 47.09% less
- North Ogden: Insurance costs 55.15% less
- North Myrtle Beach: Insurance costs 49.55% less
- North Massapequa: Insurance costs 15.97% less
- North Bellmore: Insurance costs 13.86% less
- North Bay Shore: Insurance costs 2.18% less
- Niles: Insurance costs 65.40% less
- Newtown Square: Insurance costs 55.51% less