Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in South Lyon, MI
We monitor insurance prices, helping the average driver in South Lyon save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in South Lyon
The chart below shows the cheapest car insurance company in South Lyon for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| South Lyon Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $108 |
| Progressive | $123 |
| State Farm | $124 |
| Safeco Insurance | $131 |
Savings for Every Kind of South Lyon Driver
Based on our extensive insurance data, we know the average South Lyon driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,167 per year by choosing the right vehicle insurance company. Some South Lyon residents are paying out over $2,905 extra every year for auto insurance in South Lyon. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Lyon, MI Savings / Yr. |
|---|---|
$1,167 |
|
$1,906 |
|
$1,686 |
|
$2,563 |
|
$3,024 |
|
$0 |
|
$0 |
South Lyon Car Insurance vs. Michigan
People living in South Lyon pay an average of 0.20% more than the typical driver in the state. The average driver in South Lyon can expect to pay about $2,206 per year, or $2,905 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in South Lyon for most people.
Car Insurance Prices by South Lyon Neighborhood
Insurance Prices
Where is insurance cheapest within South Lyon?
The map shows insurance prices in and around South Lyon, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $230 per year within the city boundaries, with insurance premiums ranging from a high of $3,034 to a low of $2,804. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of South Lyon.Pick the Best Car Insurance Company for You in South Lyon
The best car insurance provider for most drivers in South Lyon
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,167 over the average South Lyon car insurance company.
The best car insurance provider for South Lyon drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,906 over the competition.
The best car insurance company for South Lyon drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,686 better than other car insurance companies.
The best auto insurance for South Lyon drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,563 less each year.
The least expensive car insurance company for new and young drivers in South Lyon
In South Lyon, Geico costs young drivers $3,024 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Lyon
The cheapest car insurance in South Lyon for drivers with bad credit
The best South Lyon car insurance company for customer service
Nationwide was the best company for customer service in South Lyon according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in South Lyon, which was better than other insurers.
The cheapest large national provider in South Lyon
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Lyon driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Lyon, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around South Lyon
What Influences the Cost of Car Insurance in South Lyon?
On average, car insurance in South Lyon is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Lyon is 40 minutes, which is far more than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- South Lyon is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Lyon is $184 per month for minimum coverage and $242 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- New Hudson: Insurance costs 1.41% less
- Salem: Insurance costs 1.41% more
- Whitmore Lake: Insurance costs 2.24% less
- Hamburg: Insurance costs 0.17% less
- Wixom: Insurance costs 7.54% more
- Brighton: Insurance costs 0.10% less
- Northville: Insurance costs 4.41% more
- Milford: Insurance costs 0.96% more
- Novi: Insurance costs 7.88% more
- Plymouth: Insurance costs 1.38% more
Cities with Similar Populations
- Camas: Insurance costs 49.98% less
- Elizabeth City: Insurance costs 56.59% less
- El Mirage: Insurance costs 31.70% less
- Enterprise: Insurance costs 51.50% less
- Greenville: Insurance costs 42.10% less
- Daphne: Insurance costs 44.78% less
- Golden Glades: Insurance costs 24.78% more
- Clinton: Insurance costs 22.24% less
- Cibolo: Insurance costs 40.34% less
- Central Islip: Insurance costs 7.47% more