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Get Cheap Car Insurance in Port Penn, DE
We monitor insurance prices, helping the average driver in Port Penn save up to 29.3% on car insurance.
The Cheapest Minimum Coverage in Port Penn
The chart below shows the cheapest car insurance company in Port Penn for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.
| Port Penn Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $80 |
| State Farm | $81 |
| Travelers | $81 |
| Dairyland | $96 |
Savings for Every Kind of Port Penn Driver
Based on our extensive insurance data, we know the average Port Penn driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $448 per year by choosing the right vehicle insurance company. Some Port Penn residents are paying out over $1,937 extra every year for auto insurance in Port Penn. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Port Penn, DE Savings / Yr. |
|---|---|
$448 |
|
$758 |
|
$513 |
|
$443 |
|
$2,137 |
|
$456 |
|
$484 |
Port Penn Car Insurance vs. Delaware
People living in Port Penn pay an average of 4.13% more than the typical driver in the state. The average driver in Port Penn can expect to pay about $1,283 per year, or $1,937 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Port Penn for most people.
Car Insurance Prices by Port Penn Neighborhood
Insurance Prices
Where is insurance cheapest within Port Penn?
The map shows insurance prices in and around Port Penn, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $31 per year within the city boundaries, with insurance premiums ranging from a high of $1,952 to a low of $1,921. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Port Penn.Pick the Best Car Insurance Company for You in Port Penn
The best car insurance provider for most drivers in Port Penn
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $448 over the average Port Penn car insurance company.
The best car insurance provider for Port Penn drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $758 over the competition.
The best car insurance company for Port Penn drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $513 better than other car insurance companies.
The best auto insurance for Port Penn drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $443 less each year.
The least expensive car insurance company for new and young drivers in Port Penn
In Port Penn, State Farm costs young drivers $2,137 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Port Penn
State Farm gave the largest car insurance discounts to married couples, averaging $456 saved each year compared to an average Port Penn couple's premiums.
The cheapest car insurance in Port Penn for drivers with bad credit
The best Port Penn car insurance company for customer service
Recent price drops
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The cheapest large national provider in Port Penn
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Port Penn driver can expect to pay about $119 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Port Penn, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Port Penn
What Influences the Cost of Car Insurance in Port Penn?
On average, car insurance in Port Penn is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Port Penn is 40 minutes, which is far more than average for a driver in the state.
- Delaware state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Port Penn are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Port Penn is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Port Penn is $107 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- St. Georges: Insurance costs 2.12% more
- Delaware City: Insurance costs 1.45% less
- Fort Elfsborg: Insurance costs 7.07% less
- Kirkwood: Insurance costs 2.89% more
- Odessa: Insurance costs the same
- Middletown: Insurance costs 1.86% more
- Sinnickson Landing: Insurance costs 7.12% less
- Hancocks Bridge: Insurance costs 9.86% less
- Bear: Insurance costs 7.12% more
- Salem: Insurance costs 1.14% less
Cities with Similar Populations
- Carter: Insurance costs 11.20% less
- Cid: Insurance costs 36.71% less
- Churubusco: Insurance costs 7.12% more
- Churchton: Insurance costs 4.70% less
- Chloe: Insurance costs 20.08% less
- Cherry Hill: Insurance costs 14.92% less
- Chataignier: Insurance costs 58.18% more
- Chambers: Insurance costs 26.95% less
- Center Hill: Insurance costs 13.37% less
- Cedarville: Insurance costs 8.52% less