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Get Cheap Car Insurance in Alpine Heights, CA
We monitor insurance prices, helping the average driver in Alpine Heights save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Alpine Heights
The chart below shows the cheapest car insurance company in Alpine Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Alpine Heights Insurer | Monthly Cost |
|---|---|
| Metromile | $48 |
| Geico | $54 |
| Progressive | $57 |
| Travelers | $59 |
Savings for Every Kind of Alpine Heights Driver
Based on our extensive insurance data, we know the average Alpine Heights driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $605 per year by choosing the right vehicle insurance company. Some Alpine Heights residents are paying out over $1,892 extra every year for auto insurance in Alpine Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Alpine Heights, CA Savings / Yr. |
|---|---|
$605 |
|
$1,108 |
|
$876 |
|
$1,540 |
|
$791 |
|
$343 |
|
$0 |
Alpine Heights Car Insurance vs. California
People living in Alpine Heights pay an average of 5.75% less than the typical driver in the state. The average driver in Alpine Heights can expect to pay about $886 per year, or $1,892 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Alpine Heights for most people.
Car Insurance Prices by Alpine Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Alpine Heights?
The map shows insurance prices in and around Alpine Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $101 per year within the city boundaries, with insurance premiums ranging from a high of $1,955 to a low of $1,854. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Alpine Heights.Pick the Best Car Insurance Company for You in Alpine Heights
The best car insurance provider for most drivers in Alpine Heights
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $605 over the average Alpine Heights car insurance company.
The best car insurance provider for Alpine Heights drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,108 over the competition.
The best car insurance company for Alpine Heights drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $876 better than other car insurance companies.
The best auto insurance for Alpine Heights drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,540 less each year.
The least expensive car insurance company for new and young drivers in Alpine Heights
In Alpine Heights, State Farm costs young drivers $791 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Alpine Heights
Progressive gave the largest car insurance discounts to married couples, averaging $343 saved each year compared to an average Alpine Heights couple's premiums.
The cheapest car insurance in Alpine Heights for drivers with bad credit
The best Alpine Heights car insurance company for customer service
Nationwide was the best company for customer service in Alpine Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Alpine Heights
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Alpine Heights driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Alpine Heights, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Alpine Heights
What Influences the Cost of Car Insurance in Alpine Heights?
On average, car insurance in Alpine Heights is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Alpine Heights are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Alpine Heights has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Alpine Heights is $74 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Alpine: Insurance costs 0.95% more
- Jamul: Insurance costs 3.70% more
- Flinn Springs: Insurance costs 2.17% less
- Rancho San Diego: Insurance costs 5.71% more
- El Cajon: Insurance costs 9.25% more
- Lakeside: Insurance costs 2.43% more
- Bostonia: Insurance costs 7.88% more
- Dulzura: Insurance costs 6.50% more
- Casa de Oro-Mount Helix: Insurance costs 7.24% more
- Descanso: Insurance costs 2.54% less
Cities with Similar Populations
- Fordyce: Insurance costs 26.06% less
- Marksboro: Insurance costs 11.15% less
- Cassoday: Insurance costs 18.02% less
- Glendale: Insurance costs 29.60% less
- Port Mansfield: Insurance costs 11.84% less
- Kent Narrows: Insurance costs 4.07% less
- Kings Valley: Insurance costs 24.26% less
- Kennebec: Insurance costs 10.47% less
- Tinaja: Insurance costs 24.15% less
- Maryville: Insurance costs 32.93% less