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Get Cheap Car Insurance in Jamul, CA
We monitor insurance prices, helping the average driver in Jamul save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Jamul
The chart below shows the cheapest car insurance company in Jamul for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Jamul Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| Geico | $56 |
| Progressive | $59 |
| Travelers | $61 |
Savings for Every Kind of Jamul Driver
Based on our extensive insurance data, we know the average Jamul driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $627 per year by choosing the right vehicle insurance company. Some Jamul residents are paying out over $1,962 extra every year for auto insurance in Jamul. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jamul, CA Savings / Yr. |
|---|---|
$627 |
|
$1,149 |
|
$909 |
|
$1,596 |
|
$820 |
|
$356 |
|
$0 |
Jamul Car Insurance vs. California
People living in Jamul pay an average of 2.30% less than the typical driver in the state. The average driver in Jamul can expect to pay about $918 per year, or $1,962 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Jamul for most people.
Car Insurance Prices by Jamul Neighborhood
Insurance Prices
Where is insurance cheapest within Jamul?
The map shows insurance prices in and around Jamul, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $193 per year within the city boundaries, with insurance premiums ranging from a high of $2,047 to a low of $1,854. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Jamul.Pick the Best Car Insurance Company for You in Jamul
The best car insurance provider for most drivers in Jamul
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $627 over the average Jamul car insurance company.
The best car insurance provider for Jamul drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,149 over the competition.
The best car insurance company for Jamul drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $909 better than other car insurance companies.
The best auto insurance for Jamul drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,596 less each year.
The least expensive car insurance company for new and young drivers in Jamul
In Jamul, State Farm costs young drivers $820 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jamul
Progressive gave the largest car insurance discounts to married couples, averaging $356 saved each year compared to an average Jamul couple's premiums.
The cheapest car insurance in Jamul for drivers with bad credit
The best Jamul car insurance company for customer service
Recent price drops
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The cheapest large national provider in Jamul
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Jamul driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jamul, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Jamul
What Influences the Cost of Car Insurance in Jamul?
On average, car insurance in Jamul is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jamul are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Jamul has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Jamul is $77 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rancho San Diego: Insurance costs 1.94% more
- Alpine Heights: Insurance costs 3.57% less
- El Cajon: Insurance costs 5.35% more
- Casa de Oro-Mount Helix: Insurance costs 3.41% more
- Spring Valley: Insurance costs 2.60% more
- Dulzura: Insurance costs 2.70% more
- Bostonia: Insurance costs 4.03% more
- La Presa: Insurance costs 5.50% more
- Lakeside: Insurance costs 1.22% less
- Alpine: Insurance costs 2.65% less
Cities with Similar Populations
- Cumberland Hill: Insurance costs 14.07% more
- Devon: Insurance costs 27.17% less
- Devils Lake: Insurance costs 27.88% less
- Des Peres: Insurance costs 5.25% less
- DeQueen: Insurance costs 12.59% less
- Denton: Insurance costs 6.47% less
- Dallastown: Insurance costs 33.69% less
- Dagsboro: Insurance costs 10.96% less
- Cusseta: Insurance costs 14.37% less
- Curtis Bay: Insurance costs 1.89% more