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Get Cheap Car Insurance in Dallastown, PA
We monitor insurance prices, helping the average driver in Dallastown save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Dallastown
The chart below shows the cheapest car insurance company in Dallastown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Dallastown Insurer | Monthly Cost |
|---|---|
| Kemper | $48 |
| Metromile | $48 |
| Travelers | $49 |
| State Farm | $51 |
Savings for Every Kind of Dallastown Driver
Based on our extensive insurance data, we know the average Dallastown driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $365 per year by choosing the right vehicle insurance company. Some Dallastown residents are paying out over $1,301 extra every year for auto insurance in Dallastown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dallastown, PA Savings / Yr. |
|---|---|
$365 |
|
$646 |
|
$494 |
|
$588 |
|
$1,507 |
|
$261 |
|
$466 |
Dallastown Car Insurance vs. Pennsylvania
People living in Dallastown pay an average of 8.76% less than the typical driver in the state. The average driver in Dallastown can expect to pay about $807 per year, or $1,301 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Dallastown for most people.
Car Insurance Prices by Dallastown Neighborhood
Insurance Prices
Where is insurance cheapest within Dallastown?
The map shows insurance prices in and around Dallastown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $65 per year within the city boundaries, with insurance premiums ranging from a high of $1,334 to a low of $1,269. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Dallastown.Pick the Best Car Insurance Company for You in Dallastown
The best car insurance provider for most drivers in Dallastown
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $365 over the average Dallastown car insurance company.
The best car insurance provider for Dallastown drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $646 over the competition.
The best car insurance company for Dallastown drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $494 better than other car insurance companies.
The best auto insurance for Dallastown drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $588 less each year.
The least expensive car insurance company for new and young drivers in Dallastown
In Dallastown, Travelers costs young drivers $1,507 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dallastown
State Farm gave the largest car insurance discounts to married couples, averaging $261 saved each year compared to an average Dallastown couple's premiums.
The cheapest car insurance in Dallastown for drivers with bad credit
The best Dallastown car insurance company for customer service
Nationwide was the best company for customer service in Dallastown according to the NAIC.
Recent price drops
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The cheapest large national provider in Dallastown
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Dallastown driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dallastown, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Dallastown
What Influences the Cost of Car Insurance in Dallastown?
On average, car insurance in Dallastown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Dallastown is 31 minutes, which is a little less than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dallastown are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Dallastown is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Dallastown is $67 per month for minimum coverage and $108 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Yoe: Insurance costs 2.69% less
- Spry: Insurance costs 0.46% less
- Red Lion: Insurance costs 1.15% more
- Jacobus: Insurance costs 1.46% less
- Winterstown: Insurance costs 0.61% more
- Loganville: Insurance costs 0.08% more
- Windsor: Insurance costs 0.15% more
- East York: Insurance costs 4.00% more
- York: Insurance costs 4.69% more
- Felton: Insurance costs 2.84% more
Cities with Similar Populations
- Mexia: Insurance costs 27.59% more
- Mcloud: Insurance costs 33.90% more
- Mead: Insurance costs 6.46% more
- Mecca: Insurance costs 65.18% more
- Medford: Insurance costs 10.91% less
- Medina: Insurance costs 70.33% more
- Vinemont: Insurance costs 18.29% more
- Mendham: Insurance costs 30.75% more
- Mentone: Insurance costs 55.96% more
- Meridianville: Insurance costs 20.52% more