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Get Cheap Car Insurance in Alpine, UT
We monitor insurance prices, helping the average driver in Alpine save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in Alpine
The chart below shows the cheapest car insurance company in Alpine for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| Alpine Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $53 |
| Auto-Owners Insurance | $54 |
| Travelers | $62 |
| State Farm | $65 |
Savings for Every Kind of Alpine Driver
Based on our extensive insurance data, we know the average Alpine driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $452 per year by choosing the right vehicle insurance company. Some Alpine residents are paying out over $1,471 extra every year for auto insurance in Alpine. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Alpine, UT Savings / Yr. |
|---|---|
$452 |
|
$823 |
|
$658 |
|
$830 |
|
$2,180 |
|
$238 |
|
$950 |
Alpine Car Insurance vs. Utah
People living in Alpine pay an average of 3.37% more than the typical driver in the state. The average driver in Alpine can expect to pay about $817 per year, or $1,471 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in Alpine for most people.
Car Insurance Prices by Alpine Neighborhood
Insurance Prices
Where is insurance cheapest within Alpine?
The map shows insurance prices in and around Alpine, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $140 per year within the city boundaries, with insurance premiums ranging from a high of $1,529 to a low of $1,389. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Alpine.Pick the Best Car Insurance Company for You in Alpine
The best car insurance provider for most drivers in Alpine
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $452 over the average Alpine car insurance company.
The best car insurance provider for Alpine drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $823 over the competition.
The best car insurance company for Alpine drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $658 better than other car insurance companies.
The best auto insurance for Alpine drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $830 less each year.
The least expensive car insurance company for new and young drivers in Alpine
In Alpine, Bear River Mutual costs young drivers $2,180 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Alpine
Progressive gave the largest car insurance discounts to married couples, averaging $238 saved each year compared to an average Alpine couple's premiums.
The cheapest car insurance in Alpine for drivers with bad credit
The best Alpine car insurance company for customer service
Recent price drops
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The cheapest large national provider in Alpine
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Alpine driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Alpine, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around Alpine
What Influences the Cost of Car Insurance in Alpine?
On average, car insurance in Alpine is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Alpine is 33 minutes, which is a little more than average for a driver in the state.
- Utah state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Alpine are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Alpine is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Alpine is $68 per month for minimum coverage and $123 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Highland: Insurance costs 1.29% less
- Cedar Hills: Insurance costs 0.75% less
- American Fork: Insurance costs 2.86% less
- Lehi: Insurance costs 1.22% less
- Pleasant Grove: Insurance costs 2.79% less
- Draper: Insurance costs 0.41% less
- Lindon: Insurance costs 2.52% less
- Bluffdale: Insurance costs 0.75% less
- Sandy: Insurance costs 0.20% less
- Saratoga Springs: Insurance costs 0.27% more
Cities with Similar Populations
- Yorktown: Insurance costs 21.28% less
- Honesdale: Insurance costs 4.96% less
- Honey Brook: Insurance costs 7.61% less
- Ringwood: Insurance costs 19.10% more
- Sausalito: Insurance costs 44.73% more
- Hartsville: Insurance costs 6.93% less
- Scappoose: Insurance costs 6.25% more
- Harrison: Insurance costs 94.36% more
- Jerseyville: Insurance costs 0.34% less
- Kenton: Insurance costs 24.95% less