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Get Cheap Car Insurance in American Fork, UT
We monitor insurance prices, helping the average driver in American Fork save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in American Fork
The chart below shows the cheapest car insurance company in American Fork for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| American Fork Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $52 |
| Auto-Owners Insurance | $52 |
| Travelers | $60 |
| State Farm | $63 |
Savings for Every Kind of American Fork Driver
Based on our extensive insurance data, we know the average American Fork driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $439 per year by choosing the right vehicle insurance company. Some American Fork residents are paying out over $1,429 extra every year for auto insurance in American Fork. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
American Fork, UT Savings / Yr. |
|---|---|
$439 |
|
$799 |
|
$640 |
|
$806 |
|
$2,118 |
|
$231 |
|
$923 |
American Fork Car Insurance vs. Utah
People living in American Fork pay an average of 0.43% more than the typical driver in the state. The average driver in American Fork can expect to pay about $793 per year, or $1,429 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in American Fork for most people.
Car Insurance Prices by American Fork Neighborhood
Insurance Prices
Where is insurance cheapest within American Fork?
The map shows insurance prices in and around American Fork, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $179 per year within the city boundaries, with insurance premiums ranging from a high of $1,508 to a low of $1,329. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of American Fork.Pick the Best Car Insurance Company for You in American Fork
The best car insurance provider for most drivers in American Fork
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $439 over the average American Fork car insurance company.
The best car insurance provider for American Fork drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $799 over the competition.
The best car insurance company for American Fork drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $640 better than other car insurance companies.
The best auto insurance for American Fork drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $806 less each year.
The least expensive car insurance company for new and young drivers in American Fork
In American Fork, Bear River Mutual costs young drivers $2,118 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in American Fork
Progressive gave the largest car insurance discounts to married couples, averaging $231 saved each year compared to an average American Fork couple's premiums.
The cheapest car insurance in American Fork for drivers with bad credit
The best American Fork car insurance company for customer service
Nationwide was the best company for customer service in American Fork according to the NAIC.
Recent price drops
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The cheapest large national provider in American Fork
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average American Fork driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In American Fork, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around American Fork
What Influences the Cost of Car Insurance in American Fork?
On average, car insurance in American Fork is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in American Fork is 27 minutes, which is about the national average for a driver in the state.
- Utah state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in American Fork are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- American Fork is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in American Fork is $66 per month for minimum coverage and $119 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cedar Hills: Insurance costs 2.17% more
- Highland: Insurance costs 1.61% more
- Pleasant Grove: Insurance costs 0.07% more
- Lehi: Insurance costs 1.68% more
- Alpine: Insurance costs 2.94% more
- Lindon: Insurance costs 0.35% more
- Vineyard: Insurance costs 1.12% more
- Saratoga Springs: Insurance costs 3.22% more
- Orem: Insurance costs 0.84% less
- Draper: Insurance costs 2.52% more
Cities with Similar Populations
- San Luis: Insurance costs 22.04% more
- Lexington: Insurance costs 12.53% more
- Sapulpa: Insurance costs 21.27% more
- Socorro: Insurance costs 35.62% more
- Spotsylvania: Insurance costs 13.16% less
- Farmington: Insurance costs 14.28% more
- Granite City: Insurance costs 7.00% more
- Bowling Green: Insurance costs 25.61% less
- La Verne: Insurance costs 50.52% more
- Knightdale: Insurance costs 6.65% less