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Get Cheap Car Insurance in Amelia, LA
We monitor insurance prices, helping the average driver in Amelia save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Amelia
The chart below shows the cheapest car insurance company in Amelia for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Amelia Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $108 |
| State Farm | $128 |
| Safeco Insurance | $129 |
| Clearcover | $143 |
Savings for Every Kind of Amelia Driver
Based on our extensive insurance data, we know the average Amelia driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $830 per year by choosing the right vehicle insurance company. Some Amelia residents are paying out over $2,984 extra every year for auto insurance in Amelia. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Amelia, LA Savings / Yr. |
|---|---|
$830 |
|
$1,456 |
|
$1,036 |
|
$1,563 |
|
$2,479 |
|
$770 |
|
$1,323 |
Amelia Car Insurance vs. Louisiana
People living in Amelia pay an average of 0.96% less than the typical driver in the state. The average driver in Amelia can expect to pay about $1,888 per year, or $2,984 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Amelia for most people.
Car Insurance Prices by Amelia Neighborhood
Insurance Prices
Where is insurance cheapest within Amelia?
The map shows insurance prices in and around Amelia, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $235 per year within the city boundaries, with insurance premiums ranging from a high of $3,103 to a low of $2,868. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Amelia.Pick the Best Car Insurance Company for You in Amelia
The best car insurance provider for most drivers in Amelia
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $830 over the average Amelia car insurance company.
The best car insurance provider for Amelia drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,456 over the competition.
The best car insurance company for Amelia drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,036 better than other car insurance companies.
The best auto insurance for Amelia drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,563 less each year.
The least expensive car insurance company for new and young drivers in Amelia
In Amelia, Farm Bureau costs young drivers $2,479 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Amelia
Farm Bureau gave the largest car insurance discounts to married couples, averaging $770 saved each year compared to an average Amelia couple's premiums.
The cheapest car insurance in Amelia for drivers with bad credit
The best Amelia car insurance company for customer service
Recent price drops
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The cheapest large national provider in Amelia
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Amelia driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Amelia, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Amelia
What Influences the Cost of Car Insurance in Amelia?
On average, car insurance in Amelia is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Amelia is 33 minutes, which is about the national average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Amelia are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Amelia has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Amelia is $157 per month for minimum coverage and $249 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Belle River: Insurance costs 3.79% less
- Chula: Insurance costs 0.17% more
- Morgan City: Insurance costs 1.14% less
- Little Texas: Insurance costs 1.54% more
- Donner: Insurance costs 3.35% less
- Georgia: Insurance costs 1.54% more
- Berwick: Insurance costs 1.11% less
- Labadieville: Insurance costs 1.47% more
- Supreme: Insurance costs 1.64% more
- Oakley: Insurance costs 1.54% more
Cities with Similar Populations
- Cameron: Insurance costs 42.36% less
- Hayne: Insurance costs 57.98% less
- White Heath: Insurance costs 54.09% less
- Whistler: Insurance costs 43.30% less
- Pirtleville: Insurance costs 49.13% less
- Mays Lick: Insurance costs 32.21% less
- Scriba Center: Insurance costs 32.04% less
- Renfroe: Insurance costs 46.51% less
- Corsica: Insurance costs 54.59% less
- Monument Valley: Insurance costs 53.79% less