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Get Cheap Car Insurance in Amityville, NY
We monitor insurance prices, helping the average driver in Amityville save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Amityville
The chart below shows the cheapest car insurance company in Amityville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Amityville Insurer | Monthly Cost |
|---|---|
| Kemper | $100 |
| Plymouth Rock Assurance | $133 |
| Safeco Insurance | $143 |
| Geico | $149 |
Savings for Every Kind of Amityville Driver
Based on our extensive insurance data, we know the average Amityville driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $811 per year by choosing the right vehicle insurance company. Some Amityville residents are paying out over $2,720 extra every year for auto insurance in Amityville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Amityville, NY Savings / Yr. |
|---|---|
$811 |
|
$517 |
|
$1,033 |
|
$1,045 |
|
$2,561 |
|
$857 |
|
$1,365 |
Amityville Car Insurance vs. New York
People living in Amityville pay an average of 12.17% more than the typical driver in the state. The average driver in Amityville can expect to pay about $1,973 per year, or $2,720 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Amityville for most people.
Car Insurance Prices by Amityville Neighborhood
Insurance Prices
Where is insurance cheapest within Amityville?
The map shows insurance prices in and around Amityville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $698 per year within the city boundaries, with insurance premiums ranging from a high of $3,163 to a low of $2,465. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Amityville.Pick the Best Car Insurance Company for You in Amityville
The best car insurance provider for most drivers in Amityville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $811 over the average Amityville car insurance company.
The best car insurance provider for Amityville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $517 over the competition.
The best car insurance company for Amityville drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,033 better than other car insurance companies.
The best auto insurance for Amityville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,045 less each year.
The least expensive car insurance company for new and young drivers in Amityville
In Amityville, Progressive costs young drivers $2,561 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Amityville
Progressive gave the largest car insurance discounts to married couples, averaging $857 saved each year compared to an average Amityville couple's premiums.
The cheapest car insurance in Amityville for drivers with bad credit
The best Amityville car insurance company for customer service
Nationwide was the best company for customer service in Amityville according to the NAIC.
Recent price drops
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The cheapest large national provider in Amityville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Amityville driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Amityville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Amityville
What Influences the Cost of Car Insurance in Amityville?
On average, car insurance in Amityville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Amityville is 45 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Amityville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Amityville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Amityville is $164 per month for minimum coverage and $227 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Copiague: Insurance costs 6.54% more
- East Massapequa: Insurance costs 0.77% more
- North Amityville: Insurance costs 11.18% more
- Massapequa Park: Insurance costs 2.76% less
- Lindenhurst: Insurance costs 0.66% less
- North Lindenhurst: Insurance costs 2.61% more
- Massapequa: Insurance costs 3.01% less
- South Farmingdale: Insurance costs 1.99% less
- North Massapequa: Insurance costs 3.49% less
- Gilgo: Insurance costs 3.60% less
Cities with Similar Populations
- Dobbs Ferry: Insurance costs 3.79% less
- Newport East: Insurance costs 17.87% less
- Norwich: Insurance costs 19.23% less
- Cottage Grove: Insurance costs 59.19% less
- Whiting: Insurance costs 49.85% less
- Eastman: Insurance costs 36.76% less
- Willits: Insurance costs 31.58% less
- Freeport: Insurance costs 36.58% less
- Mogadore: Insurance costs 60.18% less
- Cloverdale: Insurance costs 28.13% less